Spending and Saving Archive

A hundred dollars can seem like a pittance or a large sum of money to save, depending on your financial situation. No matter how tight your budget, saving $100 should be possible. In fact, it …

As a student, I was tired of spending more than $500 each semester buying textbooks. Along with my classmates looking to save, I spent hours online looking for the best deals, while others went down the block to the bookstore and …

There’s six simple tricks that will let you avoid ATM withdrawal fees, but here’s the most important one: move your money out of a bank and into a local credit union. Because they share ATMs …

Opening a first bank account is an important stop towards independence but can be a little daunting for young adults who are unfamiliar with the banking system. The good news, though, is that it’s really …

Food is necessary for survival, but the cost of eating is rising. According to the Consumer Price Index, grocery prices have risen 2.7% from June 2011 to June 2012. Though a slight change of inflation rate …

Many people love books and spend a lot of their time and money at the bookstore.  Although many books are inexpensive, they can add up, especially if you purchase a lot.  There are different things …

Homeowner’s Association fees also knows as HOA fees are a monthly or annual expense used for upkeep of common areas and the building when you own a condominium, townhouse of other property that is in …

It is incredibly easy to spend more at the shops than you planned to because of all the advertising and special offers you’re exposed to. You may go to the shops with the intention of …

It’s not that long ago since the only way to interact with your bank was by visiting a branch to speak face-to-face with a bank official. The introduction of ATM cash machines in 1967 heralded …

Fundraise. a. Collect money from local businesses to support your favorite charity. Offer them the chance to win a prize if their business donates the most to your cause, or sell tickets to a raffle. …

Everyone knows it is important to put money into savings, but you may think you don’t have money to save.  Take a look at your spending for ways to save a little each day.  If …

Caring for an infant in the first year can be expensive if parents are not careful to focus on essential elements of care that the child needs, or if they opt for extras such as …

How to choose the right bank to suit your needs? There are many banks in today’s banking market. Not to mention everyone has their different needs when it comes to banking. When choosing a bank …

Many people have more than you kind of bank account. Checking accounts, savings accounts, and investment accounts are just a few of the many kinds of accounts that people may have at a particular bank. …

Living pay check to pay check is an art form. It takes a lot of juggling and awareness to maneuver limited finances successfully. While it can be frustrating at times, it is not necessary to …

Coupons can save you a lot of money on many different products.  There are different things that you can do in order to maximize your savings from these.  Consider the following points. Look for the …

Consumers are increasingly making the change from traditional bricks and mortar banks to internet banks that often provide better deals. The Ever Bank is an internet bank that offers a high yield interest bearing checking …

One million dollars seems like a lot of money. When you are first started in your career, and in saving money, it can seem like it might take your whole career to accumulate one million …

If you play video games, then you know that there is always that game that you really, really want, but it’s just too expensive. This article is here to help! Using the four tips included …

Scams have been around for a long time. Since value was attributed to items, people have been trying to steal or swindle them from one another. Rip-off schemes have been as simple as selling an …

Overdrafts are a topic that divides opinion. Some people love them and make use of them either on an infrequent or frequent basis, whilst others feel that they are a great evil and go to …

One of the most interesting developments in banking in the last couple of years has been the introduction, by some banks, of text alerts services. This article explores what these services provide, what they could …

As hard as it may be to believe, there are people in the world who spend money without saving any. No, these people are not filthy rich and do not live inside of a bubble. …

Coupons are found in the Sunday paper, online and even in our mailboxes but most think they’re too much of a hassle for the limited amount of savings that is produced from their usage during …

There are 4 main areas in which you can cut down on your living expenses. Budgeting your allowance for groceries and food items can help you save a significant amount of money over a period …

Of Course banks are making money at our expense by imposing penalty fees! And How! Banks today are charging the poor consumer who trusts them with their life’s savings with endless penalty fees for things …

In the last several years, most major banks have created online bill paying services which have made it so we don’t have to write nearly as many checks as we used to. The combination of …

Basically, a credit union is a cooperative created to provide financial services to its members. That says it all, but it makes a very short article, so a bit of detail may be in order. …

According to Albert Einstein, “compound interest is the greatest mathematical discovery of all time.” In simple terms, compound interest earns interest income on your interest income, thus growing your money faster than ever. Most savvy …

Two years ago, my husband quit his job. He promised to find another one immediately. As the days went by, that time never came. He got comfortable just staying at home and I became the …