Spending and Saving Archive

It’s not that long ago that the only way to interact with your bank was via their network of branches. Those were the days of the old-style bank managers, who you had to approach if …

As parents, we see the need and importance of teaching our children about saving money and at the same time, also think that it is a very challenging task. The first impression of children when …

Private Banking (sometimes also referred to as Premium Banking or Wealth Management Banking) is a service that banks offer to their most wealthy customers. Typically, there is an entry requirement that is based on a …

A certificate of deposit (CD) is a time deposit account that earns a specified interest rate and expires on maturity date. CDs have typically higher returns than savings accounts and offer a relative protection to …

In the past, you may have experienced issues with your computer whether it was an internal problem, or having any other issues with your computer. There are many different problems that can occur, and there are  different methods on how …

Can you live on a budget and live debt free? Yes, you can. Living on a budget and debt free is possible with the right planning. When living on a budget it is a lifestyle …

HSBC online banking review Ever since my 18th birthday I have used HSBC and until recently I never found a single fault with their service. Not long after my 22nd birthday around three weeks ago …

It is easy to decide that a simple and meaningful Christmas season would be the ideal because it is unlikely that one would wish for a Christmas that is complicated and meaningless. There are ways …

Although for some people going grocery shopping is an outing in itself, there are others who find it so tedious that they prefer to do their grocery shopping online. With the advancement in technology, doing …

The most common reason to be turned down for a current account application by a bank is bad credit. Managing without a bank account can be difficult and inconvenient. A Card One Banking UK current …

Taking care of your family is a priority no matter who you are or how little you make. When you find yourself flat broke there are choices that you have to make. Everyone’s definition of …

With the rising cost of living, everyone looks towards money saving mechanisms and only few look at supermarket shopping as a potential avenue to save. The reason being that, many do not think there are …

A secure PIN number that is easy to remember can definitely go a long way. Not only will it ensure that you will never forget it, but it will also save you from the trouble …

The first time living away from your parents can be an exciting time. However, as the economy shrinks and college tuition and expenses rise, many college students have to economize on living expenses. Here are …

Sometimes the best way to save money is to spend money. If you have the means and your windows are 10 plus years old – change them. Highly efficient windows are the number one cause …

Last semester I took a theater class from the local public university, and one of the books that we had to read for the class was Romeo and Juliet. The campus bookstore was selling copies …

When the market crashed in 2007, the stock market followed directly behind. Unfortunately, there wasn’t much advance warning that fallout was on the horizon before it was too late. Thousands of people lost hundreds of …

Are you trying to save for that perfect honeymoon getaway with your special someone? If you are, here are some strategies that you may find useful to help you pinch your pennies. If it’s a …

“Will Work For Food”, thats what the sign read. Forty years old, without a job, without food, searching for hope. As we passed by this man on the busy Interstate, questions ran frantically through my …

Many people that hold an active checking account with a bank have received a letter stating the new changes, which has taken effect on July 1st, 2010 for new customers, and for existing customers the …

A debit card can be used for purchases just like cash – but unlike a credit card, the money comes straight out of your bank account at the time of the purchase! So while debit …

Get ready to say good-bye to Wachovia. The bank’s name and its blue and green logo are about to become a thing of the past in most parts of the country.  They will be replaced …

Black Friday can be one of the best days to shop for Christmas but it can also be one of the worst days to shop for Christmas. Shopping on the day after Thanksgiving is an …

With the advancement of technology check fraud has become increasingly easy to perpetrate. Computer generated checks are common, and provide an easy and quick method of producing checks for consumers, and potentially creating illegitimate checks …

If you shop at a warehouse club or one of those huge box stores, you most likely pay a yearly fee to maintain a membership. This fee should be taken into consideration when calculating any …

Groceries on $21 a week? It is becoming more difficult to find good buys on groceries, but it can be a breeze if you pay attention to sales ads, and even easier if you take …

Competitive rates on a tiered savings account are being offered at Centennial Bank a nationwide level. While the account can be opened regardless of where you’re located in the United States, don’t expect the same …

The internet has created a new dynamic in the world of the con artist. Previously the con artist would actually have to meet the victim, pretend that they were friends, and convince the victim to …

Since when is saving money and getting things you need for really cheap or even getting them for free trouble? I am a coupon collector! Those coupons have helped me to stock-pile items that I …

Online banking has grown to become a routine option for conducting financial transactions. It’s fast, easy and convenient. The ability for individuals and businesses to manage their finances through the web has transformed the banking …