Spending and Saving Archive

With soaring temperatures going on right now in both Canada and the United States, it’s hard not to have the air conditioner blasting in the home like an icy Frigidaire. Unless air conditioner owners live …

Graduating college into a professional career and find that you need every thing, clothes, car, place to live, insurance, and more. Only a genie could provide all these things at once. The most urgent thing on …

Babies R Us is like the oasis in the desert for many soon-to-be-moms.  They may spend hours at a time in this store of everything baby, drinking in the sights of adorable baby clothing, fascinating …

In the UK, the cinema is one of the most prominently enjoyed hobbies and pastimes. So many people enjoy going to the cinema whether with their friends, family or even their young children. The fact …

Being Green Everyone almost everywhere has heard the usual tips on saving energy since childhood. Words like “close the refrigerator door, turn off that light, close the door we aren’t cooling / heating the entire …

It might be difficult to imagine that there are zero cost ways to lower your heating bill, particularly as we have become accustomed to just cranking up the heating as Winter bites, in line with just …

Surviving poverty in the US A few years ago, this topic would not have held any interest for me. However, now I find this topic fascinating simply because I also find myself in a position …

American Bankers Association (ABA) transit numbers, also known as ABA routing numbers, are 9-digit numbers which can be found at the bottom of most negotiable financial instruments, such as checks, in the United States. If …

Ah, London! For all the complaints about rain, smog, traffic and warm beer, it’s still surprising how many tourists make the trip to the capitol of England every year, especially since 9/11. With the exchange …

As technologies and product lines first become available, there is always a frenzy of consumer interest. Unfortunately, during the launch of a new product, there is also a little thing some consumers just can not …

At one time or another all of us have spent more than we should have. If this is a rare occurrence then you can realize what is happening, stop the overspending, and move on. It …

When it comes to clothes, the average kid is simple to shop for, but that does not mean you need to spend an arm and a leg keeping yours in the latest fashions. Instead of …

In today’s tough economy, many people are looking for ways to reduce their cost of living. For many people this means making sacrifices like cutting cable, not going out to eat, and cutting back in …

One good way to reduce your bills is to try and save money at the grocery store. One great way to save on your grocery bills is to take advantage of whatever store specials there …

Getting into sports will give you lots of benefits. It will make you healthy, it will keep your mind sharp, it will put your body in its top shape and condition and it will let …

How to spend less money on gas is highly relevant with gasoline prices fluctuating due to limited supply. The option of parking our cars instead of driving them is not possible for most Americans. Those …

What a fun concept. Five things to do with one dollar. This article will show you the many wonderful things that can be done with a seemingly useless one dollar bill. Back in the 20’s …

Moms and dads, are you ready for one of the biggest challenges for parents of all school age children? Incorporating some frugal tips into your household for school lunches. With the escalating costs of all …

Babies require a lot, even just for normal, everyday use. All of these things can get very expensive very quickly, and when added to your regular expenses it may seem like you won’t have a …

Today, people are looking for ways to not only save money, but if possible help the environment. There are some easy ways that you can save money going green that you might not even have …

Historically, when you make a payment either by cheque or online, the payment takes around 3 working days to go through the BACS payments clearing system. This can be frustrating, especially where you’re expecting to …

As most of us try to cut costs and increase the working capital into our household budget many people are thinking twice about taking a family vacation this summer. Before you sacrifice a much needed …

Proper office attire is a must and can become rather expensive to maintain. Looking your professional best does not have to break the bank. Look around before you settle on what and where to buy. When …

I’m a serious free sample seeker (since 2004) and here are the best sites I’ve found. I don’t know if I should admit this, but I have a serious addiction to getting free samples in …

Paying your bills right from your personal computer or laptop when traveling has become an efficient and very popular option in banking. When setting up your account, the following tips will help safeguard your online …

For those of us in the UK, there are many options available to us when it comes to saving wisely. First of all, you need to make a short-term financial plan for the next few …

Teaching kids how to save is a very challenging task. Kids doesn’t know the value of money, investments, and savings and all they care about is having fun thus when it comes to finances, all …

The time has come to turn out the lights a little bit more, to prevent such high electricity bills. Unfortunately, as the world becomes more modern, prices and living costs get higher and higher. But, …

After the online banking craze spread like wildfire throughout America, a new trend caught on: mobile banking. We in the states love flexibility, convenience and information at our fingertips on the go; we also love …

Everyone knows New York is an expensive city. In fact, Mercer’s 2011 cost of living survey puts New York as the most expensive city in the United States.  There are over 8 million people living …