Spending and Saving Archive

The secret to providing a hot, a healthy and a reasonably priced lunch for your children who attend school is a thermos bottle and your desire to heat up the leftovers from dinner and put …

You have to make money, because it is the only way to keep a roof over your head and to put food on the table. To make money you have to be prepared to work …

Walmart is a panic attack waiting to happen. It’s noisier than Target, more congested, and has a lot more kids running around than target. Target is a much cleaner store, inside and out. It’s well …

Offshore banks provide financial opportunities and services not necessarily possible or available in one’s place of residence. Many people associate offshore Banking with gangsters and criminals trying to hide their money. To some extent these …

Before you go crazy trying to work your way to a 7 figure income be sure to define what rich is. Can you grow rich on a meager income? You can, but is it necessary. …

This is for people who don’t have disposable income, but who will need to look snazzy for an interview. I’m going to assume you can scrounge together fifty bucks, but if you play this right, …

Do you want to save money on your grocery bill? Then you have to use coupons. There is no other way. They aren’t the magic bullet to keeping your grocery bill permanently lowered, but they …

Routine essentials and regular treats can add up alarmingly.  That daily chocolate bar comes to hundreds of bars a year.  Your daily lunch, whether it is a prepacked sandwich, a selection of the local burger …

A dollar just isn’t what it used to be, but there are still some pretty cool things you can do with just a single dollar bill. Take a look at the five suggestions listed below. …

Every parent understands the financial burden that new books, trendy clothes, pencils, pens, backpacks, calculators, and other school necessities will have on their bank accounts, but one of the most expensive academic costs is the …

Ah, it’s Christmas time again! Now, you’re no Scrooge, but just like everyone else you’ve been having to tighten up the belt this year and really watch what money you spend on Christmas shopping and …

Most people have been forced to change their spending habits due to the recession. At one point individuals may have been more prepared to spend large sums of money on expensive brand names, organic foods, …

A lot of people live in financial denial. They spend far more money than they make, and they use debt to finance their luxurious lifestyles. They casually borrow money without thinking about the long term …

Kids need to know what money is worth.  An important element of teaching kids how to save is to grab their attention by being creative.  An allowance along with few lessons of money management helps …

Even though you have the best and most responsible intentions, it is entirely possible that you could blow your holiday budget this year. That is, unless your budget is of the unbreakable variety. If you …

Summer is one of the most opportune times for a student to save money. Without school anyone can get a full-time job to get started on their future savings! But how should someone go about …

The best way to save money when travelling is to think be wise and budget then one can get thing s right. I think this is particularly important if one is travelling as a family. …

How to be wise with your supermarket spending requires that you engage in forward planning, self-discipline and a little bit of personal psychology. Supermarkets exist to make a profit and they are full at all …

Unfortunately, living in New York can be expensive. A good chunk of your money could go forth in regards to transportation for the most part. However, with critical thinking and careful planning, you can save …

Getting and keeping energy bills under control is all about attitude. We all need to start thinking in terms of how we can live “off the grid”, or how we would manage our household if …

Cut your electric bills by half! Sounds like an ad for something that will cost a lot of money now doesn’t it? Well it’s not. It is free advice on how to cut your electric …

More people than ever are seeking ways of cutting their bills. Heating costs contribute as much as half of the average energy bill, and are a major expense for the average family, but fortunately there …

With everyone watching their wallets, it is no surprise that clothing costs are a growing concern. People who work outside of their home have to worry about keeping their work clothing up to date and …

In today’s rather unsure and strained economy, many families are having trouble making ends meet at the end of the month. Because of this, they are looking for ways to save money wherever possible, including …

Bulk buying is the process whereby a commodity is bought in large quantities so that the buyer gets preferential terms as compared to those buyers who buy smaller quantities of the same commodity. This system …

Many consumers do not often think much about their bank unless there is an accounting discrepancy or fees have been raided noticeably, but re-evaluating your financial institution is something you should consider when trying to …

The winter months can make ice out of your cash flow during the winter months. Energy costs have been on the rise for quite some time and with a floundering economy everyone is looking for …

It is not all that difficult to save money. You will need to make some compromises, gain control over your spending and resist the temptation to spend money unnecessarily. Without eliminating the necessities of daily …

People are often under the impression that being frugal means being cheap, ungenerous and tightfisted, hence, these two terms would almost seem to mean one and the same thing. However, with close observation, it will …

I am an AmeriCorps member which is much like the PeaceCorp but you stay within the United States. It is a great program but you are asked to take a vow of poverty and live …