Spending and Saving Archive

While some people see shopping as a chore to be endured, for others it is a form of enjoyment. Whatever your views on the matter shopping is a necessity of life that everyone has to …

Once upon a time, consumers used one bank for all of their needs. They knew their bankers by name and were very loyal. In today’s market, however, it pays to shop around for banks and …

To distinguish the difference between being cheap and being frugal, on the surface, can be a difficult task. But, if one is to research what the two words mean, the distinction becomes a little easier.  …

On Line Banking such as Chase and MasterCard are competitor working together to save the earth. Toheter they are building new society and one that is helping the environment and out society go virtually paperless. …

Your clothing budget may be one of the higher categories on your budget, but there are ways to make your clothing budget go further. Buy basic items You can save money by buying simple and …

Following conventional wisdom can cost you.  Conventional wisdom is a general or wide spread belief.  It is anything that is generally accepted.  But just because “everyone” accepts something does not mean that it is true. …

The onset of colder months does not necessarily mean an increase in income. So, many people have no cold-weather stash to invest in making their homes more energy-efficient. All is not lost, though. Here are …

There are many costs that go up in the winter and electricity is often one of them. Days are shorter which means the lights are on for longer and clothing is also heavier which means …

There are many extra costs of which you should be aware when purchasing gifts. These can add to the price significantly. Tax Although a percentage such as 6 or 7 percent might not seem like …

Congratulations! Having a new baby is fun and exciting but it is also expensive! Fortunately there are lots of things you can do to save money without sacrificing your baby’s health or your sanity. Breastfeed …

Known internationally as the City of Light, Paris is one of the most coveted spots to visit in the world. Home of the Louvre, the Mona Lisa, the Eifel Tower and high fashion, the Romantic …

Having no cash to pay the household bills can be stressful but having a lot of money can cause stress too. How many times have we heard people proclaiming that if they won the lottery …

Participating in sports of any kind is great for your overall health and well-being, but if you are not careful, it can come at a cost. You need to consider registration and membership fees, the …

During an economic recession, everyone is looking for ways to save money. If people are serious about budgeting, they will look at every line item and attempt to find ways to cut costs. Eating out …

There are several types of banks in the United States however after banking deregulation in the 1990’s some of the services previously prohibited to banks became available. This led to interstate banking and multi-functional banking. …

Cutting personal expenses can be a worthy goal, but it is difficult to reach when you’re fifteen minutes late for work and haven’t had any coffee. Stopping at the store for a cup seems like …

Most companies offer some sort of coupons for their products. Some times these coupons can be difficult to come across, and sometimes it can be as easy as looking in the Sunday paper. There are …

Costco is a warehouse club that can save you money on a wide variety of items. It is popular nationwide and offers many products and services. Membership In order to shop at Costco, you must …

When there is a recession on the economy contracts and consequently more people find themselves out of work and struggling to make ends meet. Everybody is looking to make savings in any way they can, …

When every penny matters, a frugal parent looks to and fro for ideas which will help to trim costs.  Food is one of the greatest variables, and one of the easiest ways to creatively cut spending, particularly …

People in debt have many habits, some of them bad. Bad habits can easily contribute to you being in debt. If you don’t change these habits, you can easily find yourself back in debt before …

Everyone is there. Battling the prices of everything day in and day out. With costs on the rise, it’s easy to lose track of your budget and wonder where all the money went! Here’s a …

Although developing a personal relationship with your bankers is without a doubt beneficial, it’s just not possible in the modern age. Most banks have moved away from having lots of high street branches with well …

How about that old refrain “I just can’t wait to buy that product even though I don’t have the money right now”? That is probably at the top of the list when it comes to overspending.  …

Your children may view Toys R Us as a feast for the eyes.  With aisle after aisle of toys for both the young and old, most could fill up not one but many shopping carts.  …

During times of economic uncertainty, even those of us with a little extra cash to spare need to be careful about overspending on frivolous items. When every paycheck counts, there isn’t room to allow your …

To save money you need to follow two very simple and basic rules – spend less money than you bring in and cut back on unnecessary spending. Living paycheck to paycheck to cover your expenses …

Supermarkets are profit-making enterprises and near thieves. They are not there for your convenience they are in existence only for the owners’ profit. Witness how it is done. In the flower section, prices are set …

Very few people have a natural tendency to save money. In many cases the compulsion to spend and indulge makes saving an extremely difficult task. Living expenses suck up a large portion of an individual’s …

There are just as many reasons to love the holidays as there are to hate them. On top of the bad list is the overindulgence: over-eating, over-spending, and over-extending in every way imaginable. One of …