Spending and Saving Archive

Economic concerns have held steady in the spotlight for some time now. The nation is fighting to get our economy under control, and saving home energy costs is one of the first places that we, …

In today’s world scams are everywhere. You can’t sit at home peacefully without the phone ringing and some jabroni on the other line sees you as lunch. I fell into this trap by one company: …

Yesterday’s years of prosperity have given way to frugality and the need to save. With the financial difficulties many families find themselves in, it’s vital to curb impulse buying in order to survive and prosper. …

Saving and spending are habits. Both work against each other and the one that you feed the most is the one that will dominate. If you develop a spending habit, saving will be so difficult …

A bank is a establishment which offers financial services. Banks offer many services including a way for individuals to store money in a safe way, checking accounts, saving accounts, ATM services, loan services and currency exchanges …

If you want some tips of zero cost ways of lowering your heating bill then just follow the advice below: 1. Make sure that you cover up any droughts around your window or door frames. This …

In today’s economy, most people are looking for ways that they can save some of their hard-earned money. You have probably noticed that the tally at the end of your grocery shopping trip is one …

Back to school can be a stressful time for parents as well as children. It can seem that the expenses are adding up everywhere, with no end in sight. From kindergarten until graduation, parents are …

Macy’s is one of the most popular department stores in the US catering for women, men, children, home products including bedding and other accessories such as jewelry. There are 800 department stores located throughout the …

Savings are something we should all have. They should be something we should all be responsible for from the time we start earning. Unfortunately this is not something they teach us at school, and sometimes …

When teaching children anything in life it usually comes down to a simple solution. The practice of budgeting in younger children is a very hard task to teach a younger child, but as they mature, …

Using coupons is a way of life for me. As a single mother, I rely on coupons for everything from groceries to clothing. Finding them is not hard work but being consistent in using them …

A bank is a financial institution that is backed by the Federal government. Banks insure their customers “deposits” up to 100 hundred thousand dollars. Banks offer typically all the same services to some degree. Of …

It may seem like no matter what you do, the electric bill is higher each month than the last. There are some tips, that if used consistently, will help lower that sky high electric bill. …

There is an element of sarcasm in the term “conventional wisdom”. It is no coincidence that more often than not it is used precisely when the so called wisdom is being proven wrong. Maybe by …

Paying your bills with a credit has many advantages, compared to paying each bill individually, which can cost more money, and provides no rewards. Many utility services provide consumers the option, having their monthly bills, …

It is no secret that people want to save money. What does seem to be a secret is how to go about saving that money.  *Subscriptions. Stop paying for magazine subscriptions that you do not …

Summer is a great time of the year; the weather is warm with lots of parties to attend and places to go. It is definitely a season of spending. Even though it is summer time …

With recent economic woes in the United States, it has become chic to be frugal.  As frugality can really help your bottom line this is not a bad trait to adopt in any economy. The …

What some people call frugalism, or frugality, is the practice of being frugal. It is about living within your means and making your money go as far as it possibly can. In today’s difficult economy, …

Finding a way to spend less than you actually earn is a common goal for most people. In a world full of credit, it is far too easy to get consumed by it, and find …

There is no getting away from the fact that the recession is having a devastating impact on ordinary people’s lives as an increasing number are losing their jobs and living on a reduced income. Even …

Poverty is depressing and can affect almost anyone. In the United States alone, around 37 million people are living in poverty, that’s more than 12% of the population according to the Centre for American Progress. …

Money can be tough to find for the freelancer because it is not necessarily a stable income and the economy can be tough on these industries. The income levels often change from week to week …

There are many reasons why saving money is a great habit, and one of the most basic tenets of good personal finance. If you have enough money saved, you don’t have to worry about going …

Even if you’re on a budget, you may not have considered that you could improve your cash flow even further by eliminating unnecessary subscriptions. It is very easy to presume that a few pounds or …

The buying habits of yesterday no longer works in today’s gloomy economy. The free spending ways of the past are gone. For anyone to survive today, they need to become informed consumer. But an informed …

If you’re living away from home in order to study there are certain costs you are unable to avoid, such as the cost of rent and food. However, there are plenty of other non-essential items …

Warehouse clubs offer great values on many items, however they can also end up costing you more if you do not use your membership wisely. Warehouse clubs can be tricky, but as long as you …

If you are new to couponing, organizing those infernal little slips of paper can seem like a next to impossible task.  There seem to be no two that are the exact same size, making it …