Spending and Saving Archive

One of the biggest challenges today is finding and preserving jobs. We do this by supporting local businesses, big and small, that hire people in our communities. For many businesses, that rely largely on the …

Saving money on your next car deal depends on how you are ready to approach the situation? Are going to pay cash? Are you going to buy used? Do you have a rapport with the …

There are so many worth while causes to help and fight for and so many people who need help. It’s a tragedy that the money to help take care of each and every worthy cause …

Spending on groceries can really take its toll on individuals and families alike, especially when we all already have countless other expenditures to worry about, including bills, taxes and mortgages. What more with the prices …

In this tough economy, finding easy ways to stick to a budget is not such a simple task. However, whether from sheer necessity or as a logical way to monitor your finances, smart budgeting is …

It is hard enough spending money on items that you need; it is even harder spending it on something that has no benefit to you, such as bank overdraft charges.  An overdraft fee happens when …

Starbucks has two types of cards available to treat yourself and the coffee lover on your shopping list. The first is a gift card that can be used at Starbucks stores near you or at …

Overspending is around us wherever we look. From members of the public to authorities and politicians, it seems that everybody is spending more than they can actually afford. It has become an increasingly common problem …

I received a gift one year from my mother for Christmas. It was a short outfit, and it didn’t fit right. So my mother told me she had gotten the gift at Target, and to …

Bargain shopping can be stressful in this economy. When shopping you not only want to save money shopping, but you want save money traveling. There are several ways to make your shopping experience a successful …

Sometimes a little investment will lead to big savings, however if you don’t have the money to spend you can still find zero-cost ways to lower your heating bill during the winter. All it takes …

Coupon clipping is a popular pass time for many cash-conscious people. We have all stood in line waiting to pay for our groceries, behind someone with a handful of coupons while the cashier goes through …

By the time your child has reached her teenage years, you only have a small amount of time before she will be on her own, making her own decisions, and living her own life.   The teenage …

Shopping for groceries in recessionary timer requires a different approach if you hope to save more money yet still provide nutritious foods for your family. The most important consideration is the need to eat healthy …

There is a growing awareness in the United States of the connection between eating well and living well. Organic grocery stores are rampantly spreading across the United States. According to the USDA, 3 out of …

As a freelancer, you are running your own business. As such, you may often have to find ways to save money. While you can deduct many of your freelancing expenses at tax time, this is …

During these hard economic times, most people may, sooner or later, have to sacrifice the extras in order to keep the basics; food, clothing, shelter. At least, that is how it appears at the moment…during …

Opening a Bank Account: Establishing a bank account and a line of credit will be one on the top of your list of things to do if you are considering living in Germany (or Europe …

Coupons are an asset if they are used right. And used right is using them to lower the prices of the food you usually buy and not buying the food simply because it’s on sale. …

Shop small, shop local. Instead of just about killing yourself trying to get major deals at well known stores such as Target, Wal mart, JC Penny’s, and a host of other stores, do something different …

With the prices of groceries skyrocketing out of sight, many more families are turning to coupons as a viable means of not only getting by, but to save money. While couponing does take some time, …

It’s hard not to sit on a bus, walk by a fellow pedestrian or stand in an elevator without a person looking at his or her phone and staring endlessly at Facebook, Twitter, Pinterest, an …

Unfortunately my wife and I recently had an absolutely horrific experience with WaMu. It may have been isolated, but still, it’s worth sharing. My wife recently opened a checking account with WaMu. She had the …

When you have children that are school age, you will find that you usually have to spend more money than you did in previous years to get them the things that they need.  From school supplies …

As long as you have a French address, you are able to open a bank account here. The bank will require a form of identification such as a passport and proof of address which is …

Discipline with money is a challenging practice, though once mastered becomes difficult to break. Whilst there are a number of benefits attached to a stricter spending approach, be aware also of the potential drawbacks. Pros …

Pros: The number one pro is the mobility factor. Nowadays when houses are taking increasingly longer to sell it can be wiser to rent so you are not tied to a particular spot. Once the …

Almost every smart minded individual knows that playing the lottery is completely useless. While that $1.00 that you spend on a ticket could technically win you that big million dollar jackpot, the fact of the …

The quick and easy way to save money, is to really spend less of it. That is easier said than done of course, but with a little tweaking and prudent calculation, that might become a …

The most important rule to remember for frugal tips for school lunches is that not only should the lunches be cheap in their cost but also easy to prepare and also lasting, remembering that you …