Spending and Saving Archive

Most of us have them, those uncontrollable, impulsive desires to possess what we want, when we want it, whether we can afford it or not. These uncontrolled impulses coupled with the incredible ease with which we can obtain …

Most people would like to have a sum of money put aside in case of emergencies, or simply for the future. However, it isn’t always easy to save money, especially when there are constantly other …

The majority of people who are trying to sort out their bad credit see their bank as their enemies and burying their heads in the sand, avoid speaking to collections departments therefore miss the chance …

Are your resources tight? Need to make your money last? Most people, in a tight monetary situation, will find a way to earn money rather than go poor. The issue is not just saving, it’s …

“Its is not what you earn, but what you keep that matters.” Is this true? Yes, it is. This is a collection of money wisdoms that will help you keep your more of your money; …

To make the most of ways to save and budget, consider reusing everyday items around the home. Many items around the house can be used in more than one way. Thinking outside the square can …

Overspending can happen for many different reasons. People can spend too much due to stress, poor financial planning, guilt, and a myriad of other feelings and situations. Unplanned emergencies are also a common factor in …

Reality is that many people are living from paycheck to paycheck. There is no room for error or unexpected events in many homes throughout the world. So, what happens when you bounce a check or …

Swiss bank accounts are not a great benefit to account holders investors, or money managers in so far as today’s increasingly globalized financial markets offer the same or similar benefits in many other places for …

As our family grew slowly over the years to include a father, mother and ten children, we began by necessity to become a frugal family. As a stay at home mother who was mostly responsible …

Budgets are the planning tools of very wise people. When you consider how hard it is to obtain money and how easily it slips through your hands, you can see why a budget is important. …

If you’re like me, you love reading books. Books on many different subjects and genres, I simply love to read, like many people. I also love the feeling of a new book, knowing that you …

Walk into any grocery store today and you’re facing any number of scams. Scams to get you to spend more, and have less in your pockets and cupboards. Many of these scams come from the …

Some months back I got a new roomy, yet stylish, purse. I was excited about it because now I would be able to accommodate all the things a young mother might need for three active …

Many people wish to lower the amount that they are spending each month and save a little money. One essential expense, but one that can also be costly, is paying for electricity. However, there are …

“Conventional banks look for the rich; we look for the absolutely poor.” Dr Muhamaad Yunus, founder of Grameen Bank. Conventional banking is driven by profit and the interests of shareholders. Bankers lend to those with …

It is never easy to reduce your family’s spending. It requires giving some things up or at least changing things and no one likes change. When times get tough however, something has to give and …

The US Census Bureau tells us that thirty-seven million people in the US live in “poverty”. The census bureau is wrong. I have seen true poverty, and poverty in the US can not be compared …

Im very lucky I have a good job, supportive family and friends and a pretty comfortable life style. I try to help others where I can and support a number of charities that are dear …

It is important that you gauge how much you are spending. This is because in order to get an estimation on how much you are saving for the month or for the year itself, you …

With the lowest interest rates in a generation, it can be difficult to find the best deal for online banking CDs.  Here are some suggestions for high interest yielding online banking CDs: 6 Month CD …

Growing up, we always had bread on the table and for good reason, we were a family of five and my parents knew that bread was an excellent “filler” food to supplement the meal. Biscuits …

And baby makes three! New parents have many adjustments to make, and the expense of raising a baby can be one of the big ones. Decorating a nursery, buying baby furniture, clothes, diapers, a car …

For many people, a budget is like a diet. They allow themselves only enough money to live on and no money for extras. Unfortunately, this strategy often backfires, leaving them feeling deprived, and splurging on …

The idea of creating a budget to better manage money has been around for years. The benefits of having one are numerous, but the main one is that, with a budget, it’s easier to adjust …

With the economy remaining in its current state, families, students and those that had previously enjoyed a middle class lifestyle have learned to live on a budget.  People that have been forced into this situation …

An emergency fund is a fund set side for unplanned expenses. This could be for an unexpected car repair, trip to the emergency room or doctor, air fare to attend a loved one’s funeral, or …

Saving money on the weekly grocery trip used to be something many of us thought of as a fun way to get through a mundane chore. Nowadays, however, it is a challenge and a survival …

Choosing a bank is an important decision to make for a person. As a bank is the place where you keep one of your most important possessions (your money), you can’t be too careful when …

The FDIC is the acronym for Federal Deposit Insurance Corporation, which is an agency of the government. The primary function of the FDIC is make sure that the deposits of customers are protected and insured …