Managing Credit and Debt Archive

There are often times when a cash advance injection is necessary to meet expenses. Cash can be obtained either as a credit card cash advance or a cash advance payday loan. In either case it …

After all the talk about credit rating and scores, many people are trying to understand why their score has gone down. Other than the obvious reasons, there are some surprising causes of getting your rating …

The first step to knowing what is good debt and bad debt is understanding your credit.The next step is to dissect your credit file. The good credit can be maintained by payingcredit cards and revolving …

Evaluating the need for credit cards requires that we take quite a number of factors in to account. Where only a couple of decades ago, it was possible to manage one’s finances quite effectively without …

Good Debt Vs. Bad Debt In today’s harsh economic climate, where words like “recession and layoffs” enter the realm of dinner table conversations and no longer are merely academic abstractions, many people are exceptionally worried …

Bad credit debt consolidation loans The days are becoming bitter and hard to pass because every tickling sound reminds you of the bad credit issues. The bad credit disrupts the credit and people are barred …

In ideal circumstances no one would have to borrow money, least of all for only the time to payday. Life however, has a way of throwing trials at us as though to test us. For …

Making Debt Consolidation Work for You It’s no surprise that in today’s economy more and more people are finding themselves with climbing debt and less and less money in their bank accounts. With the financial …

Many people have old and unused credit cards and consider closing the accounts down and chopping the cards. However this can be a big mistake as whilst having unused credit cards will not have a …

Financing a car purchase through an auto loan almost always entails the vehicle standing as collateral for the loan. Although laws can differ between states, repossession of a car for defaulting on an auto loan …

Welcome, students, to the class that will open your eyes to the facts about debt and debt collectors. Today’s lesson may be the most important lesson you absorb during your life journey. For years, the …

Making only allowable minimum payments towards credit card balances is a certain way to prolong the debt and pay far more than necessary in interest. The Credit Card Act of 2010 forced credit card companies …

Your debt crisis didn’t happen overnight, but selling on eBay can be a lucrative way to relieve your debts in a hurry. Posting items to an eBay auction can earn you hundreds, if not thousands …

While in the world of collection agencies, credit cards, and falling home rates, the inevitable acceptance of debt has become an everyday affair. Being able to manage the difference between Good Debt and Bad Debt …

Getting the most out of cashback credit cards involves investigation, planning and very careful ongoing monitoring of the relevant credit card account. Cashback credit cards afford the user an excellent opportunity to make serious money …

Provident Finance is the most well known door step lender in the UK, having provided non standard loans to excluded customers with no credit history for 125 years. In 1997 Provident established a new division …

In recent years, debt has been highly marketed to high school and college students, and many parents have been outraged at attempts of “kiddie branding” (familiarizing young children with products such as specific credit card …

“I had a great time.” It’s the sort of sentiment that money can’t buy and can be priceless. But inevitably, it’s not easy to claim the same about the credit card experience. Credit cards are …

When you suffer from the chronic condition called imperfect credit, it doesn’t seem to matter how you got there; only that you are there. Enter the debt relief, consolidation and credit repair companies claiming to …

Money trouble is the black cat of a relationship; when the charcoal-colored feline crosses your path, you’re already out of luck. You need a plan to organize your finances before disaster strikes. Full-fledged trust issues arise …

Having  debt while still in college is not a good thing for you. Most students graduate from college but leave with a big loan to pay back. There are many expenses that might lead to …

“Good debt “is debt a person amasses that they can afford to pay back or for the sake of investing. No debt is purely good though. If it puts a person in a bad financial …

Living with a lot of debt can really take a toll on a person. Owing money is no laughing matter and most people feel bad if they cannot pay debts. We all have some level …

Credit score is a measure of one’s financial health at a specific point in time. The lenders make use of this score to determine the risk posed by a particular consumer when they lend for …

You realise there is a problem when you want to purchase an item from a store on credit and after filling in a lengthy application form, find that you have been refused. The only explanation …

If your credit score is weighing you down it is unfortunate but the fact is there is no such thing as instant credit repair. If you see an agency offering to repair your credit rating …

Your credit score is an important part of your financial life in terms of borrowing money as well as applying for a job and renting an apartment.  The main way to reduce your credit score …

The saying goes that something which cannot continue, won’t. Many consumers experience this in the form of ever increasing consumer debt levels, which can sometimes grow unchecked until they reach an unbearable point. As the …

There are things that you must do and things that you must not do, if you find yourself in debt. If you find that you are slipping into debt and are having trouble making the …

These days, credit cards are loaded with great features and benefits. The American Express Blue card is no exception. In fact, it is one of the better credit cards to own. The Blue card gives …