Managing Credit and Debt Archive

Read  the article by Carol Ann F. Maloney ,” How To Eliminate Credit Card Debt ” to understand why you are not really in credit card debt  and proceed as follows: Send for free credit reports with …

The AA rewards credit card is issued by MBNA Europe Bank and has some attractive features, particularly if used in conjunction with AA membership. Card holders earn points on every transaction, which are doubled on …

When you are deeply in debt it can appear there is no end in sight. Your credit is shattered.  To fix your credit can take a bit of time, but it is worth it for …

An individual does not need to employ the services of an attorney to file for bankruptcy; they do have a constitutional right to file on their own behalf. However, it is very important that the …

Your credit history is one of the most important pieces of personal information that you have because it is used in many different parts of your life. An error in your credit history could end …

The lure of the infamous black card was legendary even before it was invented as a piece of plastic made from titanium. Tales of a credit card so exclusive that its holders were secret members …

In times of financial hardship, financial problems can occur, or the already existing ones can worsen. To ensure that things will not get out of hand, it is necessary to come up with a specific, …

This scenario has probably happened to a lot of us: you are out for a day of shopping or fun and come home to realize that your wallet is missing. You do not know if …

Money is so fickle and fragile that it can seemingly come and go without you realizing. The cost of living is also constantly on the rise which means it can be even harder to keep …

Would you like to get out of debt? Of course you would and its a good thing you’re here because I have the just the thing to get you started. If you are like most Americans …

A credit card is a useful possession in one’s wallet: It can be used to take care of emergencies, while also helping build a good credit profile, which in turn will help you qualify for …

Debt can be embarrassing and stressful. Once in debt it can be hard to get out. One thing that people do not like to talk about is money. Couples often don’t talk about it until …

Negotiating with creditors may seem like a hopeless exercise, however in truth many creditors will accept deals with those that owe them money. Creditors know that they may see little to none of their money …

It’s a very good idea to keep all of your credit card receipts so you can check them against your statement when it arrives. If you have any questions about any charges, you should call …

Kim, Khloe and Kourtney Kardashian  have ventured out and been entertaining us for quite some time now. They have us watching their every move on reality t.v., they blog on the Internet for us, they …

Debt is quickly becoming the curse of modern living. Not only is life becoming expensive in the western world, the pressures of fashion and status require many of us to spend money on things that …

I come from a frugal family. Because my mother is the oldest of 10 siblings, she has learned to be frugal. I use many of her techniques to save a buck. I remember taking a …

In a society where obtaining credit is as “easy” as signing over all but your own two feet in exchange for access to instant “cash”, learning when exactly to whip out that plastic piece of …

Ever get turned down for credit and see the reasons, not knowing what they really meant? Wondering why your score isn’t as high as what it could be? These are some of the reasons that …

Do you have financial problems? We all run into problems from time to time when it comes to our finances, but there are ways that you can get out of those holes with as few …

Debt reduction is a worthy goal for anyone who has any kind of debt at all.  While there are those who would argue that there is good debt and bad debt, no debt is still …

Credit is very important part of today’s financial environment and many people are seeking the best credit card offer for their needs. There are many differences between credit card offers that can cost or save …

Have you recently gone through a tough time with your finances are don’t know exactly where you are going to go from here? If this sounds like you then you are going to have to …

Eliminating your debt is by no means an impossible task. While debt is hard to get rid of, you are going to be able to get rid of it if you just crack down, and …

Getting a second credit card without good credit can be difficult, since your credit score rating plays such an integral role in the ultimate decision on whether or not to grant you a credit card. …

Most banks issue a debit card that is linked to your personal, or business, checking account. Some even have debit cards that will allow you to access your savings account or checking account with just …

Ways to establish and build your credit. Sure credit cards are an excellent way to establish and build credit, but surprise surprise there are also other ways to build your good credit (and of course …

Managing personal finances can be a difficult task, especially if your spending habits were bad for a long time. Understanding the financial mistakes you made and finding solutions for them may not be something you …

Debt collectors are not the easiest people in the world to deal with. They call constantly, and demand money that most people would have paid a long time ago if they had it to pay. …

AARP is a non profit organization that those over 50 can join as members, and has become a powerful advocacy group championing issues relevant to the over 50’s. Previously known as the American Association of …