Managing Credit and Debt Archive

Stylish shoppers appreciate the quality which Brooks Brothers offer. The distinctive preppy look is available to men, women, and children, in Brooks Brothers American shops and their international shops, as well as online. Just signing …

It is a feeling of dread and tremendous anxiety when you lose your wallet or have recently found out someone has been using your card online. The darkness swirls around you, you feel lost and …

Credit is all important to this day and age, whether you are just out of high school, or in your retirement years, you can always build your credit up. Regardless of age, it is important …

Crisp, folding banknotes may convey a feeling of wealth when they are sitting in your wallet, but a credit card, especially one with a comfortable credit limit that you can manage efficiently, tells the world …

Showing your credit cards (or debit cards) at the cash register can be pretty disturbing, and yes, I mean that in a bad way.  I mean, take Costco, for example:  A majority of Costco members …

As most people, the current economic and financial crisis have hit home. I have thoroughly enjoyed over the last few years the easy credit and the “Buy now pay later” philosophy.So here I am: a …

There are many out there who have let their money stretch, maybe a little too thin, while trying to make ends meet or there are others who just have not taken strong control of their …

Bad credit can be caused by irresponsible financial practices or via no fault of one’s own. The Fair Isaac Corporation reports the average consumer carries 13 credit responsibilities generally consisting of credit cards and installment …

Do you think that good credit is not an important asset? I have a friend that thought that very thing. Suddenly, not to long ago, reality slapped him in the face. His credit score was …

Credit scores are an interesting result of the expansion of the free market and the growth of technology in the last decade. You now have a number associated with you and that number determines whether …

Filing for bankruptcy can become a necessary step when you are in debt over your head.  It may be because of divorce, job loss, wage cuts or even just the irresponsible use of credit.  Bankruptcy …

Being in debt is one of the worst situations and struggling to get out of debt can seem like a really hard slog.  However, there are a number of ideas which you can use to …

Did you know that today, one can buy a credit card reader that’s about the size of a matchbook and can read the card’s built in microchip, containing all your card’s information? Did you know …

For personal financial management: First of all, let’s go over the basic of financial management. During our lifetime, some of us will once or twice incur debts due to extenuating circumstances. Yet, prior to getting …

A bank or financial institution is similar to a mafia loan shark business. They loan out money to people who are in need of some quick cash. However, the mafia still has some class, while …

Horror upon horror. You open your purse to make a purchase and your wallet has gone along with all your credit cards and cash. Things may have changed, but having had such a card stolen …

Most people in to days world will have some bills or debts that keep them from doing other things they want to do. It is never a good idea to keep buying things on credit …

CREDIT COUNSELING: PUTTING A HANDBRAKE ON YOUR RUNAWAY FINANCES For those who have experienced out of control finances, a credit counseling service is like pulling the handbrake on your runaway car. A counselor will not …

Is there anyone that is still using cash? If you are, shame on you. You’re missing out some great discounts. I must admit that I’m a late convert to the use of my credit cards …

Medical Bankruptcy is a term used to describe a person declaring him or herself as bankrupt due to their inability to repay the mounting medical bills or other debts related to obtaining treatment for medical …

It’s usually pretty easy to get a student loan, and at first glance they seem like an excellent investment – after all a post-secondary degree can dramatically improve both career prospects and earning potential. Borrowing …

The full significance of having bad credit is now understood by more and more people everyday. Bad credit labels you as a bad risk, not only in the eyes of creditors but also by potential …

The recent financial crisis has really hit everybody hard, especially the average middle-class American. My husband had a very good job working for a pharmaceutical until the company started to lose money, prompting lay-offs. While …

You know the expression It never rains, it pours? Well, it’s storming all around me and it’s been brewing for a while. I’ve been there. My family has come through financial difficulty in the past, …

Credit cards are a great boon for the consumer – used wisely. Otherwise credit cards can easily become a hassle, which turns into a significant headache, which can progress into a terrible nightmare. When dicussing …

In order to maintain and keep a good credit score – especially in this day and age where being credit worthy has never been more important – one has to have a lot of common …

Debit cards make life so much easier, and you won’t rack up debts that could take you years to pay off. A debit card is only good for payment up to the balance in your current …

There a lot of scams going around that come under the heading of “Phishing” or other names. I have seen quite a few of them myself. Most of these are email scams. You will receive …

Whether everyone will admit it or not, the new year brings with it a new awakening. Once again they have overspent during the past holiday season and they vow that this year things will be …

Bad credit may be the result of a wrong turn, but it doesn’t have to be a dead end. Just because a person has made unfortunate financial decisions in the past doesn’t mean the end …