Loans Archive

Single parents are more frequently considering returning to education to pursue a college degree in hopes of better opportunities in the future. Education is available to all, regardless of financial background, but often single parents …

Student loans are debt. While this may seem to be self evident, many young people tend to regard student loans as a nuisance left over from their student days. These loans are lightly regarded until …

A loan product to be aware of when shopping for mortgages is the payment option mortgage. It is a program which offers four monthly payment options. You are able to make a minimum payment, interest …

Many graduating medical students and resident physicians desire to purchase a new home.  For most this is their first home, thus there are two home-buying loans available: the FHA and the Physician Loan.  There are …

There are many ways to pay for graduate school, including scholarships. If you determine that grad school is necessary to enable you to reach your professional dreams, here are some ways to pay for at …

Defaulting on student loans is not recommended and should be avoided at all costs. Talk to your lender long before your loans reach the default stage and try to negotiate forbearance or deferment rather than …

Hard money loans are formally non-credit based collateralized loans. According to the Federal Deposit Insurance Corporation (FDIC), hard money loans are subprime loans, a term that many identify with high interest real estate financing for borrowers …

College days are a time of freedom and often the first time a student lives independently. The anxieties of having finance in place to cover tuition and living costs are sorted out, student loans have …

Student Loan Debt – Cruel and Unusual Punishment I can recall reading an article on CNN.com entitled “Student Loans – a life sentence”. I laughed when I read the title because in the back of …

It does not have to be a bitter experience financing your college education if you prepare correctly and understand what is available to you in the way of funding. If you absolutely have no way …

How the Post Office has changed over the years. Once you just popped in for a stamp, a postal order or a chat, whilst now it aims to be a major mortgage player. It is …

It is harder to get a credit card than an auto loan when the two types of loans are subject to different lending terms, standards and regulation. Additionally, auto loans and credit card loans can …

There is a dizzying array of mortgage deals and offers available and it is very easy to become confused about what exactly to look for, who offers the best deal and what extra costs you …

A reverse mortgage is a type of home loan that allows homeowners age 62 and older to convert a portion of the equity in their home into cash. The borrower does not make payments on …

There is always a way to finance the purchase of your dreamed car, you just have to know how. Getting a car loan with bad credit is a difficult task. Most car dealerships are not …

PayDay Loans: Are Consumers Really “Victims of PayDay Loans” or A Victim of their Own Greed? Payday loans are only a threat to the consumer if they do not understand the terms of a loan. …

Student loans are a necessity for many people. Without student loans, many people would not be able to afford an education. As such, student loans are essential for the advancement of the financial and educational …

Top five reasons to get mortgage protection-like now! 1. We’re all gonna die. That whole death and taxes thing is true. Knowing this, count on a mortgage life protection policy. Mortgage protection pays off your …

If you find yourself “underwater” with your home mortgage, which means you owe more on your mortgage than your house is worth in the current market, you may want to consider applying for a mortgage …

Despite the news of low credit availability, you can take advantage of the record low mortgage interest rates by refinancing your current mortgage. By doing your homework ahead of time, refinancing your mortgage takes just …

Car insurance is expensive and  it generally seems to go up rather than down regardless of how many years no claims you have, so it’s worth trying to cut down the cost as much as …

Securing a car loan is a relatively easy matter, though not all loans are equal. Before rushing headlong into the first available deal it pays to take the time to check personal finances and work …

A student loan from the government enables each person to have the chance to get a degree only if they don’t default on the student loans. Student loans are wonderful to have available to almost …

The state of Georgia actively encourages students to participate in a college education, with a number of initiatives which are aimed at retaining Georgia students within the State after graduation. Single parents who face the …

The Infernal Revenue Service.  Those demons in suits can be quite good at kicking a person when they are down.  One of the things not well understood by many people are the tax consequences of …

Get your bad credit unsecured personal vacation loan here: you deserve to spoil yourself with a vacation you can’t afford and there is no utter reason why having bad credit should stop you. You could …

Paying off student loans can sometimes become too much of an effort, especially if once you graduate and join the workforce, your job does not provide you a reasonable income. You may find yourself struggling …

Making the decision to pursue a college education when you are a single parent can be a difficult one. Balancing your parenting role with that of running a house, paying bills and studying can be …

From the Inside Out: What They Don’t Tell You About Commercial Loans Chances are the corner bakery or the service station on the main boulevard of your town opened its doors on the heels of …

Becoming mortgage free is a great way for a family to ensure they have the security of always having a place to live regardless of their current financial situation. Unfortunately, a mortgage loan is also …