Loans Archive

When someone reaches graduation usually wants to get rid of student debt as fast as possible in order to move on to another stage of his financial life. However, this is not always an easy …

When your home goes into foreclosure, the lender puts an ad in the paper letting people know that your home will be auctioned off on a certain date. Suddenly you get ten notices in the …

It might seem unreasonable to take an unsecured loan to buy a car when the same car you are buying can be used as collateral. However, when your vehicle is an essential tool for your …

Texas is a proud State and its higher education program is represented by the Texas Higher Education Coordinating Board. The board states that Texans have a vested interest in higher education to “ensure a prosperous …

A payday loan is a short-term loan using an item such as your paycheck as collateral. Companies such as MoneyTree make them all the time. But how much interest do you have to pay for …

For many people, their mortgage is their single largest expense and their house their single largest investment. And even with incredibly low interest rates, the cost of homeownership adds up over 15 or 30 years …

By paying extra on your mortgage payments, you may be able to save a considerable amount of money over the life of the mortgage. In most cases, monthly mortgage payments consist of a portion of …

When looking at any kind of financial product, it is essential to have a grasp of basic terms, particularly when it comes to interest payments or deductions. Simple interest and compound interest are two different …

‘Financial company’ may sound foreign or general to you, but you may just use one without knowing it. Wells Fargo, CIT, and American General Finance are all financial companies and at least one of these …

Seller financing means the financing for the home comes from the person selling the house. A mortgage note is filled out, and you agree to pay the seller in payments over a set period of …

Mortgage loans may stretch over 25-40 years, but that does not mean you need to assume you are stuck with the mortgage debt for that amount of time. The simple act of overpaying your mortgage …

You have several options with student loans and should explore all of them so that you can make an informed decision about what’s best for you… IN AMERICA *You can choose to accept only Student …

With a little research and persistence, it is possible to lower your student loan interest rates. It is very easy to get a student loan and the debt seem to be for a good reason – …

I worked as a mortgage loan processor for two years, and I was shocked to learn that people can negotiate with the loan officer to lower their closing costs on purchases and refinances. Most people …

Co-signed loans are risky business because the obligation of the person co-signing is the same as the person who requested the loan. When bad credit, weak credit, or no credit history causes banks to request …

Consolidation loans simply take all your student loans and lump them together, making one payment. Should you consolidate your school loans? No! Here are just a few reasons why. 1.) Consolidating your school loans ends …

In this day and age, falling victim to scams is a common occurrence. But that doesn’t meant it has to happen to you. If one is well educated and aware about the signs that something …

If you want to market a product to college students, it only makes sense that you go to a college to do it. There are many perfectly legitimate opportunities to market to college students, but …

Single parents who are considering obtaining a college degree in Ohio are lucky to live in a state with a mission. The state of Ohio has recognized the need to encourage more non traditional students …

Commercials touting potential savings for auto insurance are among the most prolific forms of advertising on many television networks. Whether promoted by cavemen, lizards, television stars or actors portraying themselves as average middle-class consumers, the …

With home ownership being touted as the American Dream, losing a home through foreclosure has to be a nightmare.  As bad as this is, it could be worse.  The way the tax regulations are written, …

Most people agree when it comes to vehicles: “you lease what you cannot purchase, and buy what you don’t want to purchase.” This is a good analogy for leasing vs. buying in automobiles, since on a …

The necessity of borrowing to purchase a car is a fact of life for many who simply do not have the means to buy with cash, yet require a vehicle for work or other reasons. …

Reports show that the total annual cost of tuition and fees for private and public four-year institutions has risen between six and nine and a half percent each year over the past few years. The …

Paying your mortgage on time is an essential part of good financial management, as late payments will have a negative impact on your credit score. They will also incur a late payment charge from the …

Payday loan companies are often associated with usurious loan shark practices as it is easy to misuse the product. Any sort of finance in the wrong hands can be misused and reputable companies carry consumer …

The Pitfalls of Payday Loans Many consumers are victims of payday loans; they appear to be a convenient solution to get you out of a bind; a quick fix so to speak. Consumers beware… there …

It should go without saying that a former member of the armed forces of the United States of America can seek and maybe obtain a Veterans Administration home loan, should such a person require that …

In times of recession, available cash can get squeezed to the point where it may become difficult to continue to service your mortgage. What can be done? There is quite a bit that is possible, …

Balancing a return to college with raising a family as a single parent is possible, though not easy. One of the hardest decisions to make is to put oneself in the catch 22 position of …