Loans Archive

When making the decision to file for bankruptcy, it is important to take all factors into account.  If you have any cosigners on your account, you will also need to discuss the decision to file …

Is it fair to force people who have faithfully paid their mortgages to bail out those who haven’t? There are reasonable people who can afford to pay their mortgages because they have the capital wherewithal …

Vehicle Loans. Have bad credit? No Credit at all? Bankrupt? Feel like you can’t put any money down but still want to get a car loan? Then maybe Drivers Lane is right for you! This …

Your budget is stretched tight, and you aren’t sure where you’re going to get the money you need.  You’ve heard about personal finance loans, but what are they?  Can a personal finance loan be helpful …

If you own a home and can no longer afford to pay the monthly mortgage, it can be hard to know where to turn. Below are some possible solutions to consider if you find yourself …

Loan modification has become a household term with the recent banking crisis yet most homeowners don’t actually know what they are in for when they sign these papers.   Educate yourself on five common misunderstandings about …

Leviticus 25:37: Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase. Your local payday lender often won’t care about scripture or scruples but sometimes their business is a necessary …

There are several financial advantages of short-term loans for small businesses, but the operational advantages short-term loans provide small businesses are dramatic, especially in a slow economy. Good rates, no collateral requirement, fast turnaround, varied …

Get money I need now without a problem? To good to be true. I sat on the sofa crying. From out of the blue I needed a set of tires. Where do I turn? Payday …

A loan is a legally binding credit agreement that can be arranged by going out by going to a bank, telephoning a bank service center, or by going to third party brokers. People’s needs and …

Payday loans are an understandably contentious issue in the financial world. Developed as a small, short-term alternative to larger loans and made available to just about anybody with a job, payday loans nevertheless have created …

Home equity loans help homeowners finance home improvements, repairs, college expenses or various other outlays, using the equity (value) in their home as collateral. Home equity loans are more commonly known as a second mortgage. …

It is not a secret that obtaining a loan without being a home owner is rather difficult. Even when it comes to unsecured loans it is a lot easier to get approved for a home …

The thing with shopping for a home loan, versus shopping for a home and then going with whatever the seller offers as sales vehicle, is that when you shop for a home loan, you are …

Equity release firstly made an appearance here in the British Isles during the mid nineteen sixties and the very first UK home reversion scheme was set up some during 1978. The phrase reversion could possibly …

If you’re in the home buying and mortgage loan market, you’ve no doubt come across a few online mortgage calculators that give you a quick assessment of your monthly payment, given a few variables like …

When considering buying a house, start by adding to your savings account a year prior to actually buying. You need a good savings for 2 reasons: 1- Any money required at closing will have to …

A payday loan is a small, short-term loan that is intended to cover a borrower’s expenses until his or her next payday. Such loans are often the only option available to consumers with bad credit …

Student loan forgiveness programs are increasing each year and are an extremely popular choice that are usually oversubscribed to. The term ‘loan forgiveness’ is rather misleading: it is rare that ones debts are wiped away by someone with the power …

Unsecured loans are definitely gaining in popularity, as they are increasingly being used as a method of paying off outstanding debts under one umbrella payment. They are much easier to obtain than secured loans which …

The payday loan process is much simpler than applying for a traditional loan and can usually be completed in less than 30 minutes. These loans are designed for people who need cash in a hurry …

Payday loans, if not thought about carefully can get you in trouble. The interest rate alone, charged on these loans should be against the law in every state. I have never heard of a payday …

Negotiating a lower payment for your mortgage may be easier than you think. Banks don’t want to lose your business to a competitor. They also prefer a stream of regular mortgage payments to the risk …

Have you ever wondered how payday lender are able to offer such Fast Loan Acceptance? It makes some folks nervous, it’s like they are not being thorough enough. They are employed to banks taking weeks …

Traditional financial institutions which offer auto loans have a set criterion in place which borrowers need to match before loans are approved. The most important ones are a good credit history and an income which …

Last fall, Economy.Com reported that one out of every six homeowners owned more on their home than what it was actually worth. This is primarily because these homeowners bought their homes when the market was …

Loaning money to friends and family can be a sensitive subject. Most of the time the whole process goes smoothly. You loan money to a friend or family member and then you are paid back …

Loans come with not only different types of interest rates, but different factors which affect the rates. Two people taking out a loan for the same amount for the same purpose will pay different rates …

Applying for a mortgage is a great step towards becoming a landlord and if done carefully you can get a great deal on a mortgage. There are some important basics that you must know on …

Interest rates are perhaps the most important to consideration when selecting a loan or saving account. As such, banks have a variety of interest rates for their various accounts and loans. You should always check …