Loans Archive

Payday loans are illegal in 15 states and in the District of Columbia. Payday loans are just another way for individuals to spend beyond their means.  The people who have been using payday loans need …

Lines of credit or open-ended loans are a good financial product for anyone who thinks they may need access to money in the future, but are not sure when or how much. This loan product …

If you are in the enviable position of being able to have the option to buy or rent a home then there are pluses and minuses for each choice. The obvious advantages to purchasing a …

What is a loan? A loan is a legal binding agreement between the lender and the borrower. These agreements usually involve the lender (usually a bank or another financial institution) disbursing X amount of dollars …

As with any kind of loan, payday loans have both their good and bad points. And while many would argue that the bad points far outweigh the good, there’s still enough room for debate that …

Investopedia defines ‘assuming a mortgage’as a financial arrangement in which the outstanding mortgage and its terms are transferred from its current owner to a new buyer. This will avoid the buyer from having to buy …

 A debt consolidation loan is a single loan that is taken out to cover several existing debts. A debt consolidate loan will enable you to combine all your current debts into one manageable monthly repayment, …

I’ve had to experience first hand the difficulties alot of people are going thru because of all these mortgage rip-offs. First of all they put these people on a 1 year fixed loan with 3 …

It is important to located honest, dependable and knowledgeable loan officers when making significant purchases. It can save you heartache, headaches and hassle by researching in advance. Even a basic search on Google for “reviews …

Many people that are attempting to manage their financial future effectively will eventually turn to a loan to obtain additional money for their financial needs. A loan can be used for many different things, such …

What we have is a cash flow problem in this country. Consumers are strapped for cash and looking for ways to buy their necessities any way they can. We are also finding another debt bubble …

Pay Day Loans: Money! We all need it, we all want it, and most of will never have it, enough to be rich that is. The free enterprise system works well here in the states, …

Should the federal government bail out student loan holders?  Without a moment’s hesitation, the answer is: No! The lenders pressured the Federal Government to remove barriers, restrictions and common sense, creating the opportunity for easy …

Interest rates represent, quite simply, the cost of borrowing money. When consumers receive interest on savings and other sums of money deposited with a bank, it is because they have effectively lent money to the …

Mortgages are often one of the largest expenditures a household has. Such being the case, it makes sense to find ways to get a better rate on mortgage loans. Fortunately, several methods exist to obtain …

Payment Protection (A protection plan is not in the true meaning of the word an insurance, although it bears some loose similarity) Be very careful when getting involved in this means of either increasing your …

 If  you are someone struggling for other options to help your financial situation, obtaining a payday loan online may be an alternative solution.  Several reasons are outlined below that may attract a person to obtaining a …

Your house is an asset, as long as it does not have a mortgage attached to it. No matter how you slice it, a mortgage is a liability. It does not matter how small your …

Small business owners are increasingly looking for an alternative type of finance as banks are more frequently turning down applications for small business loans. Businesses which need an immediate influx of cash can be quickly …

For one reason or another, a person may find that they are suddenly in need of emergency cash. And if you are in Poland, then this emergency is not a new thing! You must have …

Leasing vehicles may seem like an excellent idea, but there are quite a few disadvantages to leasing. Many people in the United States lease their cars which is a huge rip off. First things first …

Thousands of people buy new cars each year by getting a loan to pay for it. For a person with good credit and a sizable down payment getting a car loan is simple. Step one, …

Bankruptcy is on the rise, despite reforms that were intended to reduce the number of consumer filings for bankruptcy.  Yet despite the growing ranks of recovering bankrupts, a reliable car remains one of the keys …

The best mortgage length is different from person to person. A long-term fixed rate mortgage may offer peace of mind and security to one person, but trap another in a choice between turning down a …

Taking on a mortgage when you’re buying a home is a major step towards an individual’s or family’s financial security, but it is important to make sure that you are ready to take on the …

It is a big decision when you decide to buy a car. It does not matter if it is a used car that is old and cheap, or if it is relatively new and expensive. …

A line of credit is an arrangement between a financial institution and a customer that allows the customer to borrow within a maximum designated amount for any designated purpose mostly of business nature. The criteria …

On-line cash advance loans are used by people in all types of economic situations when unexpected expenses occur. The general rule is you need current employment and a checking account in good standing. Your information, …

When you need credit in any form yet have bad credit, you are going to be reliant on sub prime lenders for your finance needs. A large sector of borrowers are concerned with improving their …

In the world of auto finance unsecured car loans are not as easy to obtain as secured loans but are still available to those with good credit. Unlike secured car loans, unsecured ones require no …