Loans Archive

Common sense says the last thing you should do if unemployed is take on loans which are going to take money to service and cover the interest charges. Nevertheless there is now a disturbing trend …

The Federal Reserve Bank of New York, whose Introduction to Interest Rates is recommended by the United States Department of the Treasury, defines interest as, “the price that someone pays for the temporary use of …

Taking a vacation is one of the most enjoyable things to do. Travel broadens the horizons and gives a relaxing break from the day to day worries of life, the stresses of work and worry …

Here are six tips that should help you to improve your odds of being accepted for a personal loan: 1) Apply for a loan from the bank that you have your current/check account with. Banks …

Interest rates on saving deposits represent negative growth when inflation is taken into consideration, thus many are searching for a higher return on their money. Peer to peer lending is a relatively low risk solution …

Wait a minute! We are in the midst of a deflationary threat, a downward spiral like that of the 1930’s and the one which hit Japanin the 90’s. The velocity of money is shrinking toward …

Payday loans, those places where you are able to borrow money from shady outfits with nothing for collateral but your paycheck, should be banned by local communities, or made illegal by state or federal law, …

Resident physicians are unique creatures of the working world.  They leave medical school with an average of $180,000 worth of student loan debt, little to no savings, and no current income.  However, graduating medical students …

Payday advance loans have been villified, criticized and even banned in many states, yet they have certain unquestionable benefits when used occasionally. Critics of pay day loans see only irresponsible borrowers who should be rescued from …

Lenders make decisions about whether to approve a loan based on a number of factors.  One of the biggest is the predicted likelihood that a person will be able to repay the loan, or will …

As with most endeavours, there are the inevitable pros and cons that must be considered before delving headlong into mystery. Personal loan debt consolidation carries with it several redeeming attributes, but also comes with a …

Christmas loans are always offered when we reach this time of the year. Everywhere you go you find holiday loan advertisements featuring special terms that are hard to find any other time of the year. …

Once in our life, we may encounter some financial difficulties in which we don’t have any option but to get a loan. If you need to get a quick loan today, then it is important …

The age old question when buying a car is whether or not you want to lease a car, or if you want to buy the car outright. Which one is better? Well that really depends …

A payday loan is a loan that is secured by either an actual physical personal check and/or a benefits(such as: SSI, disability, etc.) check.Generally you are required to furnish proof of verifiable income, residence, and …

When you apply for a loan, or are just browsing various sites for price comparisons, you can use loan calculators to determine what your monthly repayments will be. You’d have to be mad or eccentric …

Credit scoring is run as a profitable business these days which has allowed credit scores to encroach into areas of ones life where once they had no influence. As the importance of credit scoring rises …

Online cash advance loans are high interest, fast money loans that may be used to bridge short-term financial gaps between paychecks. These loans are offered by a variety of lenders that are easily accessible online …

If you are new to the concept of payday loans then a cash advance will help you gain a better understanding of what it is all about. It is designed specifically to get you out …

Just because you have bad credit and a string of county court judgements, IVA’s, or bankruptcies does not mean you cannot get a loan when you need one. Anyone over the age of eighteen, who …

Many people do not always have enough money for all of things that the person would like to do. Major decisions such as adding an addition to a home, obtaining vehicles without going to a …

1. The process is discreet. You can fill out the application forms from the comfort of your own home and submit them instantaneously, by-passing the need to wait in line to get your answer. Face …

Filing for bankruptcy might make it harder to apply for a loan, but it is certainly not impossible. Almost all creditors realize that people make mistakes and everyone deserves a second chance. Creditors cannot do …

Military members, just like the rest of the population, often require the use of money they don’t have. If you are a military member and you find yourself in need of a loan, there are …

Payday loans are loans that are fall into the secured loan category, in this case they are secured to your next pay from your work e.g. paycheck loan.They are generally fast in approval considering you …

There aren’t any “poor people” in the world. There are people living in poverty. Using someone’s socioeconomic status to describe the essence of who they are is offensive and obscures the fact that those living …

When faced with an emergency situation of needing money instantly, you may find yourself without access to any funds. Perhaps you have no credit or it is at its limit; your checking account is low, …

Aside from store creditors or friends/family, there is no such thing as a true no interest loan. In order for the lender to benefit, there must be some form of gain on their end, aside …

When it comes to borrowing money there are personal loans available to meet every need in the US. Financial institutions offer loans for the short term or the long term, with a variety of interest …

Personal loans are sometimes lambasted as a great evil and as serving only to fuel our unhealthy lust for debt. However, such a stance is overly dramatic and there are some circumstances in which the …