“Gold is the currency of kings, silver is the currency of Gentlemen, barter is the currency of peasants, and debt is the currency of slaves.” – from The Richest Man in Babylon by George S. …
The stock market is a thing of mystery and fantasy for many people. Almost everyone is affected by the stock market, yet few understand the nuances of how stocks are priced or how the stock …
Oil and gold are near all-time price highs and current world events and economic conditions suggest that they will continue to soar for the indefinite future. Investors should be cautious, however, because the rally in …
You may have heard that municipal bonds are good investments. The sale of municipal bonds make it possible for a city, county, or state governments to issue municipal bonds for the building of schools, highways, …
Creating a well-diversified portfolio The reason why you should have a well-diversified portfolio is that it gives you a protective cushion in prolonged bear phases and provides the trigger for above-average returns in a favourable …
The young investor who has limited capital needs to choose his or her investments wisely. Most people out there are speculators. They see Coca Cola is well-known and sells a lot, so they purchase the …
Exchange Traded Funds (ETFs) are similar to mutual funds in their makeup, but very different in terms of how they are bought and sold. Like mutual funds, an ETF can represent a basket of stocks …
Calculating the total return of a mutual fund involves 1) defining the variables within the calculation, 2) using the right formula for the calculation and 3) inputting the correct variable numbers into the calculation. Mutual …
Currency trading scams can take many forms. Essentially it means defrauding individual traders by convincing them that they can make huge profits by trading in foreign currency. A retail trader can be asked to pay …
The ‘global market’ reflects the values the rich have in wringing out work from the poor for their own profit. In the United States the incessant stock market reports provide data to the 1% that …
In the investment circle, bond investing plays a big role as a recognized ‘debt security’. It means that, the ‘bond’ is an instrument which can be brought or sold between two parties based on defined …
A new form of stock option is now available to the general investing public. Called fixed return options (FROs), these new options provide a useful new alternative previously only utilized by institutional traders. FROs were …
In summer 2013, new evidence continued to emerge that there might be a house price bubble on the horizon once again. Such fears have led to jittery markets on several occasions since the 2007-2008 credit …
Before I start let me get the disclaimers out of the way. Every house, seller, lender, and bank situation will be different so when using the advice given here, use due diligence in finding out …
A safe, high-yield investment can be hard to find in today’s economy. Typically, the investments that have been thought of a high earning do not have a lot of security. Very safe investments however, are …
Investment property is any property that is purchased where the purchaser has the intent of renting it out; selling the property after improving, converting, renovating or refurbishing it; allowing it to lie fallow or be …
There are ways to find a real estate agent that will meet your needs. If you are buying or selling a home, an agent can bring you potential clients. You can find agents in almost …
The typical bond is a securitized loan at a fixed interest rate. As such, its profitability is highly influenced by the current interest rate environment. Interest rates are by no means the only factors that …
There is an old saying that if something looks to good to be true then it usually is. Many people who have accumulated a nest egg become dissatisfied with the low return offered by banks …
General Motors filed for Bankruptcy on June 1, 2009 (4) despite the near $50 billion the U.S. Government injected into the company. The U.S. Bankruptcy Court ruling was held at the Southern District Court of …
Trading in the stock market is a very profitable endeavor. Many people have amassed great amounts of wealth from stock market trading and changed their lives in a very positive way, at least financially. The …
A lease option purchase is not a bad idea with the current market conditions. This type of Real Estate transaction has a little bit more paper work involved, but it may be worth the extra …
If you want to become a house-flipper, become a carpenter first, or get to know one that you can rely on to guide you through the initial steps of checking out the integrity of the …
At first it might seem like some unexpected good news: you log in to check your stock portfolio and get a temporary thrill when it seems that one of your penny stocks has doubled in …
Diversification is key to reduce risk. You do not want your hard earned money to vanish into the air. You can enjoy the benefit of diversification when you invest in ETF. What is ETF? What …
Regardless of age, the desire for financial independence remains an important goal for many people. To accomplish this goal, you cannot ignore the value of investing for the future. It has been proven time and …
Real estate investing is not for the fainthearted, but it is (also) not incisively rocket science. No matter who you are, how much income you enthrone or who you know, investing in any parcel of …
It’s a shame that short sale buyers don’t come with flypaper on the soles of their shoes. That sticky stuff would make it so much easier to keep them in the process. Think of the …
Junk bonds are an underrated and often misunderstood investment tool. The name simply means that the bond is issued by a company that has a higher credit risk and a lower bond rating, so it …
Investment Clubs are the answer for beginners. One of THE best ways to learn about investing is to join an investment club. You can seek out groups that only include women or just men’s groups. …