Investing Archive

You buy a no-load mutual fund to avoid expenses.  Mutual funds can have a flat commission fee, a front-load fee, or back-load fee.  Sometimes certain mutual fund managers may merit these fees, but in general, …

For decades, the vast majority of individual investors have been lucky enough to take advantage of stock market opportunities and improve their financial situation. However, the major financial crises of the 1990s (1992 – European …

Mutual funds are investment products designed for people interested in investing. A mutual fund is an investment product managed by a company that combines money from many investors and capitalizes that money in bonds, stocks, …

Step one in investing in a mutual fund is to do your homework and pick a fund that is likely to give you long-term gains. The type of investing won’t make much difference if the …

As with every type of financial investment there are advantages and disadvantages to convertible bonds. This type of investment can be considered a hybrid financial product. A convertible bond allows an investor to convert the …

When constructing an equity or fixed-income portfolio, real estate investment trusts (REITs) have known to provide the investors with greater diversification, higher total returns and lower risks. In general, REITs manage income earning commercial real …

In the financial market, too much emphasis is being placed on stocks and bonds. Why not? Such financial tools pose great earning and growth potential and could result to enormous wealth in the long run. …

Investing in mutual funds through systematic investment plans is the most efficient way of investing. This system is the safest way to reach a high return on your investments because you will limit the risk …

Creating multiple streams of income has been the topic of, or at least the chapter of, many financial and wealth generating books. Creating multiple sources of income is the key to generating wealth. The most …

There is much uncertainty in the air these days about the state of the U.S. economy. Whenever there is fear about the direction of the U.S. stock market, oftentimes, investors shy away from equities, (stocks,) …

The two foremost analyses in trading are the fundamental analysis and the technical analysis. Both have their own advantages and limitations. Many investors use both of them together as complementary to one another. Basis of …

The demise of Circuit City could mean larger retail sales for Best Buy, H. H. Gregg, and Wal-Mart. Circuit City sold certain assets to Systemax on May 19, 2009. Systemax (SYX) prides itself on marketing …

Due diligence is researching enough information about the stock to decide whether you want to buy partial ownership of the company. The exact type of research you should do would depend on what type of …

Buying foreclosures is much harder and riskier than infomercials and real estate seminars will have you believe. Not only do you have to find the properties and check them out, you can’t do funky financing …

The U.S. Senate Committee on Banking and Housing approved a financial reform bill titled ‘Restoring American Financial Stability Act of 2010’, in March of 2010.(3) The bill was released by Senator Christopher Dodd (D) and …

Rock bottom. Unless you’re describing the ultra-fit underpinnings of some freakishly good-looking celebrity body, you’re likely describing the lowest of lows in your grades, your career or your social life. Rock bottom is hard and, …

No matter what style a successful investor uses it always involves hard work, time, and research. Each of these top ten investors of the past decade used innovative methods for picking stocks, and a passion …

A no-load mutual fund is a mutual fund which will not levy a commission or a sales charge at the time that someone buys into the fund (“front-loaded” funds) or sells their share in the …

The yield curve refers to a graph displaying the yield (effectively the interest rate) of bonds issued by one issuer against the time to maturity. The yield is plotted on the y-axis, with zero at …

Companies need capital in order to make businesses grow. Two of the most popular and common ways companies raise capital are through debt financing, or through equity financing or selling a part of the company. …

A bad mutual fund can destroy your wealth – and in more ways than one! Even when they’re increasing in value, many funds tack on pricey “management” fees which will eat into your gains. Smart …

The exchange-traded fund or ETF has been around since the early 1990s. The newest version, the leveraged ETF, was offered in mid 2006 after three years of review by the Securities and Exchange Commission. While …

Developing an investment strategy that ignores the possibility of economic downturns is the equivalent of driving without insurance. You may pay a fee for the security of knowing you are covered in the event of …

If you think of the average bond fund as the ideal family car, designed for safety and dependability, a high-yield bond fund would be more like a sports car. It has the potential to get …

Hello, my name is Matt and I am a self confessed trader. I have been a successful trader for nearly 10 years, but I’ve also lost thousands in minutes while simultaneously wishing I had a …

Choosing mutual funds for your 401(k) Choosing funds for your retirement plan can be one of the most important steps you take to actively plan for your golden years. Normally, your employer will have a …

The perfect realtor is something a little different for everyone, but one trait that all great realtors possess is professionalism. Whenever you are paying as much as six percent commission on your home sale, you …

Saving money can be difficult, especially at the moment as the current economic climate is not at it’s best. It is however, possible to save without it being too stressful. Saving for a rainy day …

It used to be difficult to read a mutual fund prospectus. Truth be told, no one ever read them. They were written in legalese and were boring. You had to look very hard to find …

Recessions and inflation are equally devastating to the economy. However, a recession can potentially lead into a depression with the associated deflation in the economy. A protracted recession could have devastating effects on the economy. …