Insurance Archive

With the current increase in earthquakes happening in the Caribbean and South America, everyone who lives in an area that is prone to earthquakes are looking into the possibility of taking out earthquake insurance. Although …

Insuring drivers rather than vehicles will not work.  It makes some auto coverages impossible to offer and does not match risk to the premium rate. The actual risk cannot be measured, and it is subject …

An RV or recreational vehicle is a type of automobile that can travel from place to place such as various parks that are located in every state. These types of vehicles are used by people …

Permanent life insurance is insurance coverage that you will have for your lifetime. Permanent life insurance is necessary when people want to have coverage for their older years because people who have term insurance during …

A homeowner experiencing an invasion of termites should enlist the services of a qualified pest exterminating company as soon as possible in order to avoid or contain the damage these insects can wreak on a …

PAYING FOR SOMETHING YOU HOPE YOU WILL NEVER NEED. Home insurance for both your house and contents is a necessity. Do not think for one moment you can save money by skipping this vital item. …

For all the duplicate and triplicate pages, odd terms, and ‘legalese’, an insurance policy boils down to a contract between the policy owner and the insurance company. Like all contracts, insurance policies must meet the …

It is completely understandable for families to wonder if Insurance might be worth the cost. No one likes to invest in something they don’t think is necessary. I like to think of it this way. …

There are many benefits of being a AAA member. AAA stands for American Automobile Association. It’s a very good association to belong too. One of the main reasons people join is for their roadside assistance. The assistance …

There are times in our lives that things come up and we have no way of knowing that they would. In most cases there are financial considerations and some of the bills or responsibilities that …

Imagine this – you live in a nice big house and have spent a huge amount of money in buying really expensive stuff for your house. During the summers, you go overseas for a nice …

Family health insurance is legally binding, the contract between the insurance company and the family. Health insurance contracts cover all costs of medical everyone of the family. Family health insurance is usually purchased each year. …

When you suddenly find yourself unemployed how do you provide health insurance for your family and yourself? That is a question that is on the minds of more and more Americans these days. There are …

Four Factors Affecting Homeowners Coverage You May Not Know Perhaps you think you have researched homeowner’s insurance well enough. You might be right; however, here are a few things you should be aware before you …

Saving money is on the minds of mostly every person. The cost of everything has skyrocketed and people are wondering how it’s possible to save money. The answer to that question is simple; or at …

The thought of becoming disabled provokes fear in the hearts of many, and yet the ramifications of such an event may be far more devastating than first apparent. Besides the obvious tragedy of the physical …

Annuities are often low risk retirement investments that pay out consistent income over time. They are also tax sheltered and in some cases legally protected financial instruments. These features in addition to other unique aspects …

Why homeowners insurance coverage is important There are several reasons why it is important to get insurance for your home. Insurance offers protection against loss in the event your home is damaged. Life can be …

When most of us hear the word endorsement, the most common usage in the world at large has to do with athletes getting vast sums of money from Gatorade or Coke to endorse their product.  In …

If you’ve decided to become self employed, recently lost your job, are in between jobs, or are working for an employer who doesn’t offer health insurance, you are not alone. In fact, there are nearly …

You will often find  many people casually avoiding the death subject. Undoubtedly this is a touchy matter but it is one that all should be aware  of as it will make its way to everyone …

So you got your car, but in order to register it in most states, you have to have some kind of insurance for your car. There are many factors that influence how much you will …

Think you don’t have to worry about insurance on your home and personal belongings because you’re a renter? Many renters mistakenly believe  in the event of a fire or flood, the landlord’s insurance policy will …

Let’s face it, there are a lot of unsafe motorist on the road. You never know when some idiot’s going to decide he’s just sober enough to drive or when some 16 year old kid …

Protecting Your Fine Art Assets from Uncle Sam in the Golden Years If it is not enough that the fraud and forgery sharks are encircling art collectors and using the most nefarious and unscrupulous methods …

Most people don’t realize it, but homeowner’s insurance is one of the best deals the insurance industry offers. It is such a good deal in fact, that many insurers actually lose money writing it, but …

Insurance is the one thing we all pay for and hope never to have to use.  We have insurance on our house, insurance on our cars, life insurance, the usual.  But some of us find …

North Carolina requires that all automobiles registered must be covered by standard liability coverage. At www.dmv.org.com it is simple for North Carolina drivers to obtain up to five quotes from leading insurers to ensure that …

One of the perks of getting older is insurance companies generally perceive mature customers as less risky. In a competitive market they are keen to attract and retain senior customers due to the lower likelihood …

There are times when people will come to think that they no longer need life insurance. Most often this occurs when a milestone has been reached like the paying off of the mortgage or cars …