Insurance Archive

A home insurance price quote is used to provide valuable information to a prospective insured. A price quote provides coverage information, applicable discounts as well as the amount of premium for the policy. A home …

Indemnity is arguably the most fundamental principle of insurance. This principle plays a critical role in general insurance. Indemnity is easily applied to losses that are quantifiable. Indemnity is monetary compensation that aims to return …

To assess whether life insurance is worth the “high premiums”, you must understand the value of a particular policy relative to its premium. The reality is that the benefits of life insurance exceed just the …

One of the fundamental principles of any kind of insurance contract is utmost good faith. This means that each party has a duty to disclose all material facts to the other. With life insurance applications, …

Insurance is an important decision.  It is a way of “covering your bets” in case of bad weather, canceled flights, personal emergencies and illness. There are many times when insurance makes good sense and others …

There are several advantages of online quotes for insurance.  With so many choices of insurance companies offering different products, the biggest advantage is comparison shopping.  It would take too much time to go to every …

Stop sitting there complaining about the price of your auto insurance premiums and do something about it! Anyone has the chance to cash in on super insurance premium savings, and some of them offer as …

Let’s say you are one of the millions of people who have no dental insurance, no discount dental plan; no coverage of any kind. What happens when you or one of your family members has …

Finding a trustworthy insurance company is crucial when purchasing a home. Some homeowner insurance policies fit within a budget but do not provide the coverage that many customers need; or the coverage fits the need …

I do not want to start off this article by telling you what an annuity is nor do I want to delve into the negativities. Instead, I want to clarify some things for you. I …

Disability insurance is perhaps one of the most important types of insurance that a person can have next to health insurance. Personally, I often consider disability insurance even more essential than life insurance simply because …

Let’s face it – not everyone can afford a brand new, trouble-free (or so you may think) vehicle. In order to keep your budget in line and costs down, you may decide to drive your …

While many of us can think of better ways to spend a Saturday afternoon, completing a home inventory may turn out to be one of the most important things that a home owner or renter …

Homeowners insurance can be prohibitive but there are ways one can reduce the cost. Sometimes it requires spending money upfront, and some ways require you take a calculated risk. First, consider your deductible. Deductible ~ …

Business travel insurance is an insurance policy created to suit the insurance needs of business men and women when they travel abroad for business matters. It is available to those who travel frequently and even …

Falling ill or having an accident is something that can happen to anyone at any time and therefore it is important to be prepared for this. With the cost of medical bills these days it …

When considering suitable travel insurance policies for your vacation or business travel, you will need to think of medical cover, and what that could mean in a foreign land. If you or a family member …

New Hampshire does not require that auto insurance be carried by drivers. However you may be required to carry insurance by any lien holder on your automobile. At http://www.dmv.org/nh-newhampshire/car-insurance.phpit is simple for New Hampshire drivers …

Should life insurance even be considered as an investment? The idea that life insurance could be perceived as such is ludicrous to some financial experts. That school of thought positions life insurance as a barely …

When I go shopping for a computer, I tend to get frustrated with salespeople because I cannot understand a word they are saying. I know I need it, I know what I want, I just …

There are many difference factors in determine the lowest whole life premiums.  If you were to investigate the purchase of a basic whole life policy you would need to determine three foremost factors that must …

As technology progresses, many improvements have been made to keep our homes safer and more energy efficient. Of course, many of these inventions can also help a homeowner to lower his or her property insurance …

Health Care Fraud and How to Prevent It Introduction Louis Freeh, FBI Director noted in 1996 that health care fraud in the US was estimated at about 10% of health care claims. A more recent …

5 Places To Look For Inexpensive Car Insurance There are few people who enjoy shopping, especially when it is for car insurance. But if you want to get inexpensive car insurance, it is vital you …

Insurance companies raise rates on homeowners insurance policies when aggregate claims rise in a region, when claims history for a particular insurance holder is a factor, when new court rulings cause previously contested claims to …

When an insurance company considers offering a policy on a home, it takes many different pieces of information into consideration, in order to decide if the home and the person insured is a good risk.  …

If you happen to be a smoker and are looking for affordable life insurance, you may soon realize that high life insurance rates are just a part of life for those who use any sort …

Tips for insuring an unoccupied home Insurance for unoccupied homes was created to meet the need of home owners who travel frequently and often leave their homes unattended for a period of thirty days or …

Change is the only thing that is consistent in this world. In a world full of inconsistencies, what is happening today may not be happening tomorrow. The same goes for your health. You might look …

Car insurance is required by law in all states. With insurance rates going up, it makes sense to try to save anywhere you can when it comes to your car insurance.  There are some basic …