Insurance Archive

When people think of insurance, Automobile insurance is usually one of the first types that come to mind. It is perhaps the most important of all the property and liability insurance lines. Think about it, …

Anyone who is buying a new home will most likely be required to buy homeowner’s insurance. In fact, most banks that offer mortgages on primary residences require the borrower to purchase homeowners insurance for the …

With so many choices available when it comes to insurance, it can be overwhelming to keep up with the terms and language of obtaining insurance, reading the policies and getting what you’re worth. Sometimes the …

Owning a home is a big achievement especially in these economic tough times. Many homeowners are however faced with paying of insurance premiums on their property,but at times there are claims that can cause a …

Ask your insurance agent to explain the difference between various kinds of life insurance. He will tell you that there really are two kinds: temporary and permanent. Term insurance, he will explain, is the temporary …

Homeowner insurance is something that you need to protect the value of your house. Many of us, however, end up paying considerably more for home insurance than we need to. The good news, though, is …

Peace of mind comes at a very high price, if you live in Detroit, Michigan. This city is the most expensive city for car insurance, with New Orleans and Philadelphia coming in second and third. …

The U.S. Coast Guard reported $43,670,424 in boating property damage in 2006 in addition to 3,474 injuries and 710 deaths within U.S. waters. (uscgobating.org). Registered boat owners who did not own boat insurance at the …

It is a good idea to purchase travel insurance for any kind of trip – the costs are low and the benefits are potentially very great indeed. Since backpacking tends to come with higher attendant …

Many persons need to protect their income for family and financial dependents. However, there is nothing worse than getting a raw life insurance deal. The cost of a bad deal is lost premium payments and …

Anyone who has seen the movie Fantasia can readily remember the scene showing Mickey Mouse as the sorcerer’s apprentice. Carrying unending buckets of water, the sorcerer is not able to turn off the water flow …

Homeowners living in areas prone to flooding may not know that a standard homeowner’s insurance policy does not cover flood damage in the face of watery disasters. For them, flood insurance – a federally backed …

If you rent, take a moment to look around your apartment. Do you have secondhand furniture? Do you have the family table from 1920? Is that stereo from 1990? Now take a good look at …

There are many factors that can affect the rate of your homeowners insurance. These factors play a major role on the price you pay for homeowners insurance. *Safety factors-The company will check to see how …

The terms “churning” and “twisting” are sometimes used interchangeably. Precisely, twisting is the broader term which denotes the attempt to generate commissions by replacing policies, usually at the detriment of policyholders. This may seem straightforward …

Life insurance is purchased for the financial benefit of your chosen beneficiaries after you pass away. They can use it for anything they choose, as long as there aren’t any other directives telling them they …

Healthcare maintenance organizations or health insurance organizations share a common purpose and that is to protect you financially against any illnesses or health related financial strains by shouldering the responsibility of your hospital and medical …

In the highly competitive insurance industry, policy premiums and levels of service can vary widely.  When you are shopping for homeowners insurance, the time you invest in careful research can result in significant savings. Thorough “homework” can …

Many people consider borrowing against their life insurance policy for numerous reasons. The question is when the proper timing is and what are the considerations involved in such a decision. Typically, during the first ten …

Auto insurance experts say, without exception, that red vehicles do not raise a red flag in car insurance premiums. Some insurance agents claim to not have a clue where the myth about red cars originated, …

When Barack Obama campaigned to become President, tops on his ambitious agenda of things he would change was healthcare.  His thought process was easy to follow, that being that far too many Americans were going …

Homeowners in the UK and abroad are mindful of rising homeowner insurance premiums. Whether a first time home owner or a seasoned property owner, each could benefit by these money saving tips. Saving money on …

Senior citizens often live on a fixed income and struggle with paying necessary expenses. One of the necessary expenses they may struggle to pay is the high cost of auto insurance. Seniors may not be …

When you think of accidents around your home, you probably think of the kitchen first. Kitchen accidents can occur from burns, knives, and other utensils or appliances. Kitchen accidents are generally the result of carelessness …

Downsizing has become a common trend  these days. Families are cutting back on luxuries and are reconsidering necessities. Tightening the belt a little to save money is good, but not when it comes to renter’s insurance. If …

TIPS FOR BUYING LIFE INSURANCE ONLINE Perhaps you already have an insurance policy with a company that offers life insurance as well. It is sensible to stay with the same company, right? Not necessarily. Before …

Getting an insurance for a home is the best thing one can do for the family. This is because a lot can happen in the future. Accidents occur leaving everything in ashes. Very few people …

There are many reasons a claim for insurance may not be recognised by an insurance company. This will depend on the type of insurance, (car, house, personal etc.) The exemptions to any policy are always …

Insurance is only prudent when it yields the best risk financing returns and only when all other risk transfer alternatives are less viable. Many buyers of insurance purchase insurance under the misguided notion that Insurance …

When buying a home it would be easy to be overwhelmed with the endless questions and uncertainties. One of the necessities that needs careful planning and research is homeowners insurance coverage. Required by mortgage holders, …