Insurance Archive

To all those looking to purchase auto insurance in the state of New Hampshire. Take amoment to read this article that gives you a guide in purchasing the right policy pertainingto your specific needs. In …

When you have children, it is very important that they have health coverage if at all possible. Even if those children are your step-children, you may still want to make sure they are included on …

Figuring out who to designate as beneficiaries on your life insurance policy can be a big decision.  If you are in a stable marriage, and/or have any children, the decision may be obvious, but this is not always the …

Insurance is a personal safeguard. Home life and health insurance, and the ability to purchase policies are often taken for granted. For people with mental disabilities, navigating the insurance world can be tricky, and many …

Most college grads don’t know too much about medical insurance. They are usually on their parent’s plan, or a school plan that their parents helped them choose. However, it is important to learn about health …

Most renters assume that the landlord or rental company has insurance that will protect their belongings, or that they don’t own enough valuable “stuff” to bother with renter’s insurance anyway. Unfortunately, the property owner’s insurance …

Flooding can occur at any time you have a heavy period of rain. A standard home insurance policy covers water damage that originates inside your home as a result of broken water or sewer pipes. …

Long-term care insurance can be one of the most expensive types of insurance available on the market today. This relatively new coverage is meant to cover the costs of a nursing home or assisted living …

To say that an insurance company doesn’t care is a loaded statement. But in the case of divorce, it often really does not matter to the insurance company. First, insurance insures a person. Matters of …

The principle of contribution is one of six basic principles of general insurance. Insurable interest, utmost good faith, subrogation, indemnity and proximate cause are the others. The principle of contribution is related to the principles …

Car insurance, along with everything else, continues to climb in price. Many people are seeking ways to lower their car insurance premiums. Here are some of the easiest ways to lower those premiums. Comparison shop …

The Wall Street Journal reported fast food giant McDonald’s was considering dropping the health insurance plan for hourly workers and this sparked off much controversy. Reportedly McDonald’s was making this decision as a response to …

Although they are few and far between, there are insurance providers who do sell earthquake insurance to homeowners. Such coverage is not part of a standard home insurance package and is expensive. However, if you …

There are two major types of auto insurance claims: first party and third party. A first party claim is a claim to your own insurance. Examples of this include collision for when you strike something …

The cost of life insurance is generally made up by a combination of the cost of risk cover, commission payable, expenses or policy fees and the cost of investment where applicable. The cost of risk …

The concept of Takaful insurance is not new, but as a business entity it is still a relatively new market. The basic premise of ethical co-operative risk protection through Takaful has been developing as a …

Cash values associated with permanent life insurance offer more options for policy owners. The existence of cash-values has allowed policy owners to use permanent life insurance plans as emergency funds and for countless other purposes. …

All states require you to carry some level of Bodily Injury Liability Coverage on your insurance policy.  Most people buy the insurance, but don’t read through their policies after purchasing them and file them away …

After a fire, you are likely to be emotional and stressed; forced out of your home and dealing with the loss of personal items. It is important to know how to deal with your insurance …

The benefit of renter’s insurance for college students: “Renters insurance protects all your possessions and and insures you in case someone is injured while on the your property.” 1 Renters insurance covers theft, fire, water damage, …

Location is a big factor when it comes to the price of car insurance. So, if you are looking to save money on car insurance, then it is advised to stay away from the 3 …

When is the last time you checked that you have enough home insurance to cover possible damage to your home? A home that is not insured for its full value represents a potential risk to …

Deposit insurance exists because the governments of many countries, including the United States, need to promote confidence in the banking system. This is done to prevent a panic by individuals that rush to banks to …

In the realm of finance, portfolio diversification refers to spreading portfolio risk among different companies, asset classes, and even economies. The objective of any diversification strategy is to reduce the level of risk associated with …

I remember a time when going to the doctor meant I paid the nurse $20, for everything; or, I could have them send you a bill in the mail, but they frowned on the extra …

According to the World Health Organization health care cost in 2008, cost 5.7 trillion dollars and 7.29% of that were due to fraud. In the United States $2 trillion is spent annually on health care …

Not a lot happens these days without insurance. Insurance is simply a way of reducing your risk in an event or activity. Holding a concert, a sporting event or owning a house all attract an …

Things happen in this world that we have no control over and sometimes life gets in the way. When this happens we may stop doing things that we would normally take care of right away, …

Having lived through the craziness of the 2005 hurricane season in South Florida, we’ve become very adept at preparing for a hurricane. Each year, prior to each hurricane we see the long lines at the …

If you rent an apartment or a house, then having a renter’s insurance policy in place is an absolute necessity. A college student may argue that it is expensive, which it isn’t, and that the …