Insurance Archive

Some financial advisors do not recommend life insurance for single people without dependents. Initially, it appears that life insurance might not be the most relevant financial protection product for a young, single person without dependents. However, changes …

If a government is going to put people behind bars, for whatever reasons, it then behooves that government to see to all the needs of those it has imprisoned. Does the same government owe the …

Renter’s insurance offers several different insurance protections to tenants. Many renters forgo purchasing insurance thinking they are covered by their landlord’s insurance policy, or because they don’t realize how many benefits renter’s insurance can offer. …

Medicare provides health insurance to Americans 65 and older as well as certain younger individuals receiving social security disability. It is important to understand all of the benefits to which you are entitled so that …

An inventory is a checklist that is used as a safeguard by homeowners for insurance purposes. In the event of a loss or damage to the contents of a property, the amount received from the …

The belief that not everyone needs life insurance is a bit outdated to say the least. Whether you want to think about it or not there is a lot of expense when it comes to …

Back in 1960 when My Mom first needed car insurance, there was only one Pennsylvania auto insurance choice – State Farm.  Their headquarters was only a half hour away from Mom’s Philadelphia home, so State …

In economics a transaction is said to take place when each party to the transaction derives value from the transaction over and above the opportunity cost associated with that transaction. Given the shear numbers of …

Whether merely to meet the requirements of your mortgage holder or for your own peace of mind, you are in the market for homeowners insurance, and find that it falls into three categories of possible …

One of the peripheral advantages of life insurance is the ability of the policy owner to transfer the death benefits (or make provisions to do so) of the policy. Designating beneficiaries is a critical benefit …

Accident insurance can include anything from pet accidents to transportation costs on body parts in the event of an accident while flying. While some of the risks associated with accident insurance are minimal, in other …

Much like anything, health savings accounts have a variety of advantages and disadvantages. Available to tax payers, a health savings account may allow an individual to cover their health and fund medical expenses. These accounts …

I confess. I used to be a serial non insurance having lump of humanity. I’m talking no health insurance, no renter’s insurance and I’m still convinced credit card insurance is nothing but a big ole …

Is identity theft insurance worth the money? Before one decides to purchase identity theft insurance, here are a few facts to consider. The US Justice Department estimates that there are approximately 3.6 million victims a …

Besides having insurance coverage on your home, it is also important to have adequate insurance to replace your possessions in the event of a fire, disaster or break in.  It may be difficult to determine …

Car insurance premiums are high enough, but there are some things that make premiums even more expensive.  Some common reasons insurance expenses rise are getting into an accident, speeding tickets or adding younger drivers to …

Unfortunate circumstances may someday happen, when you are traveling and hoped you had travel insurance coverage, for unforeseen expense or hope to conveniently change, any travel plans. Travel insurance can reimburse, for nonrefundable expenses, and …

The debate over whether it’s a good idea to purchase life insurance for your children rages on. You can purchase insurance for them, but you’ll need to know the difference between the two primary types …

Homeowner’s insurance companies use different methods to calculate the payable amount in the event of a loss. It is advisable to have a clear understanding of some important concepts related to homeowner’s insurance. “Replacement cost …

Unforeseen events may alter your financial circumstances. You may find that you are in a financial bind. Your priorities may be reassessed in this context. Surrendering life policies when finances are stretched takes place for …

There are many misunderstandings about home insurance coverages. Many people have found themselves in a bind due to believing these myths. Some common misconceptions are listed below. *Flood Insurance – Many poeple think that they …

Insurance is protection. It is important to protect what matters to you and your family against financial risks. The majority of people should protect three main areas: assets, life and health. Within the three areas, …

Ways to lower your car insurance premiums Depending on your driving record, your monthly car insurance premium can sometimes be as much as your monthly car note; and in case you were wondering, that isn’t …

Mr. and Mrs. Smith live in a three bedroom apartment with their two children, a son in the fourth grade and a daughter in the second grade. The Johnson family live in the same building …

A pre-existing condition relating to health insurance is defined as being an illness or condition that you have prior to applying for health insurance. A pre-existing condition may be as simple as a broken bone …

What I can’t stand is people who claim whole life products are worth it, so much that after I showed mom that it’s going to rip her off in the long run, her insurance agent …

Any property that is associated with the land known as real property. In fact is an immovable property. Therefore buildings, vacant land, land with mineral deposits can be termed as real property. Number of property …

The amount of life insurance you currently have is not right or wrong, it just is what it is until you compare it to what you would want it to provide for in the event …

There is a plethora of insurance companies on the market and, when one is looking for the proper insurance and coverage, it is essential that he/she considers the different types of damage or loss covered …

There is a significant difference in mobile home insurance vs. standard homeowner’s insurance. That difference is in the amount one is paid when putting in a claim for benefits, due to fire, wind or natural …