Insurance Archive

Medicare supplement policies or ‘Medigap’ policies insurance sold by Medicare authorized private insurance companies’ based on the different types of Medigap policies defined by the Medicare program. It is wrong to assume that different insurance …

For many people approaching retirement their retirement funding will require the purchase of an annuity. An annuity is an agreement by an insurance company, or finance house to provide regular monthly payments for a term, …

Let’s be honest, shopping for auto insurance often ranks up there with getting a root canal. It takes forever, we aren’t sure we’re getting the best deal and quite frankly it can seem pretty complicated. …

Finding the right life insurance agent may be best facilitated by utilizing several steps that distinguish, discern and assess the various aspects of life insurance that are important. For example, life insurance credibility, benefits, products …

Steps for hurricane insurance preparedness is something you learn quickly when living in an area that is vulnerable to hurricanes. Hurricanes can be very fickle. They can be heading for a certain area then turn …

Carrying the right level of renter’s insurance is crucial to ensuring your ability to easily recover from a loss. The bare minimal coverage in a basic policy is not enough for many people, so make …

Fixed index annuities, also known as equity-indexed annuities are considered a hybrid between a fixed annuity and variable annuity. The fixed index annuity is indexed to a popular index – typically the S&P 500. Although …

No-fault insurance covers all risks stated within the policy regardless who is at fault. The no fault automotive policy will provide protection in the way of covering medical payments. Such protection is referred to as: …

Term Life Insurance/Term Life Assurance What is Term Life Insurance? Term Life Insurance is also known as Term Assurance, or Term Life Assurance. This type of Assurance provides Term Life Insurance for a limited period …

The Importance of Insurance Have you talked to your insurance agent lately? There are insurance options for everything you could imagine. So, how do you know which types of insurance you really need?  The purpose …

It just came in the mail – another form letter from your insurance carrier – this time stating that they are denying your insurance claim. You owe thousands in doctor and hospital bills, most of …

Auto accidents are one thing that most people hope to avoid ever being involved in. Not only are accidents scary, people can get hurt, plus they can end up costing everyone involved a lot of …

So, you want to get life insurance but you’re confused by the options? Start by asking friends and family who their providers are and their experiences. A referral may result in a better rate, if …

Who needs life insurance? You need life insurance if your loved ones depend on your income because the proceeds from a life insurance policy can replace the income lost to your family upon your death. …

You found an apartment, bought a new flat screen television, but did you remember to get peace of mind? About 75% of renters do not have renter’s insurance. They feel it is unnecessary until something …

Using the internet to find information on auto insurance has never been easier. These sites give readers the chance to learn everything they need to know about auto insurance, including the specific needs for their …

Long-Term Care and the Changing Family Undoubtedly we’ve all heard a great deal lately about the “aging of America”. At present, there are approximately 60 million Americans over the age of 65. This number is …

Insurance is so important because it offers peace of mind. Insurance allows for the unexpected to happen and still be able to manage. You see this in virtually all types of insurance, but the types …

If you own a home, it is quite possible you may at some point become dissatisfied with your insurance company. This is usually after you file a claim, say for a hail storm, and do …

It’s a good idea to consider purchasing renter’s insurance when you rent a house or an apartment. Many people don’t consider, or even realize, that a landlord only has insurance for the building itself. This …

Life insurance is a serious matter that should be considered by most people, not just the extremely wealthy. Life insurance offers protection for your family and peace of mind that if the worst were to happen, …

Everyone knows they need insurance. You get the letters in the mail all the time for x amount of dollars you can have x amount of term or whole life insurance. Do you know the …

As society continues to devalue marriage, more and more couples are living together without that contract that sustained so many relationships for so many years. This non-unique situation can have many benefits such as increased …

The apartment’s a scene of chaos, with chairs knocked over and clothes strewn everywhere. It may be a standard sight in a student apartment but this time there’s an important difference; the mess has been …

Property and casualty insurance is insurance that most people buy to protect their homes, cars and businesses. The two categories of property and casualty insurance are personal and commercial. Personal insurance for individuals consists mainly …

Car insurance can be one of the highest bills you have to pay every month. Finding a lower car insurance rate is not necessarily easy to do, but there are a couple of ways to …

There are two important reasons for you to maintain renters insurance if you are an apartment dweller. The first and often most obvious reason, is that this coverage will protect your “stuff”. The second, not …

Life insurance is a type of cover that pays a lump sum on the event of your death to a beneficiary or beneficiaries nominated by you. It offers peace of mind that your loved ones …

Auto insurance is one of those things you can’t live with, but you can’t, or shouldn’t live without. It is a necessary evil. When money is tight, it is one of the first ways people …

There are several things college grads need to know about health insurance and I have listed them here. 1) If you were on your parent’s health insurance, you will lose your coverage within 30 – …