Insurance Archive

The first question to ask yourself is do you need life insurance? Insurance is not, or should not, be an investment. Insurance is a protection from risk or risk of loss. If you are a …

Picking a marriage partner can seem easier than picking life insurance. You’re barraged with jargon, percentages, forms and overly eager accountants. So, what life insurance do should you pick? Most financial experts agree that the …

Many people know they should have life insurance but many don’t know how much coverage or type of policy they should have. The is term insurance and whole life insurance.  Life insurance is important if …

At the tender age of 15, my mother asked me the all-important question: was I planning on getting a car when I turned 16? My answer: of course. She then dropped a major bomb and …

Annuities – and, indeed, companies offering annuities – are getting a mid-level beat down in the news these days. Seen as worryingly long term investments with high surrender charge schedules, many people are concerned that …

Travelers looking to protect their travel investment and ensure certain items are covered during an upcoming trip can easily be confused when trying to navigate the cluttered travel insurance product marketplace. Travelers should not expect …

Selecting your first life insurance policy. So you’ve decided to buy some life insurance for the first time. Perhaps a friend or relative has convinced you. Or was it the friendly broker? Whatever prompted this …

There are many different factors determined a person’s eligibility for a life insurance policy. The more high-risk behaviors an individual has in their medical health history, the higher premium that individual will pay. The deciding …

When I talk to families about their life insurance programs there is a phenomenon that seems to continue to surface. While agents pound and pound on adding life insurance to the male, they seem to …

Renters insurance is required by some landlords before a lease is signed. It’s a good idea. The liability is spread around, and everyone gets protection. It can protect from fire and theft, as well as liability for …

The Benefits of Online Car Insurance One of the most annoying things for any driver is the time it comes to sort out your insurance. Not only do you have to make sure that you’re …

“Takaful” is an economic term, which is frequently used for a unique system of insurance or insuring activity that is quite different from the conventional insurance by some ways. It is based on the Islamic …

Life insurance is more than just a way to protect loved one’s from adversity, it can also be a tax deferred retirement vehicle, a legally protected way to save money and a method for diversifying …

Is life insurance needed? I would hate to face life with a household full of children and with “no” life insurance. “No” one knows when they are going to leave this earth…it could be in …

Insurance professionals with a high level of experience and education are accredited by insurance organizations and are allowed to sell insurance coverage policies to prospect clients. Accredited insurance professionals are broadly divided into insurance agents …

Life Insurance is a simple necessity in modern times that are dominated by stress and worry over money issues in the current economical crisis that is decimating families all across the world. Trouble continues to …

Finding a life insurance agent is nearly as simple as purchasing insurance online. There are agents working for major insurance companies, working for banks and other financial institutions, brokerage offices, and indepent agents working on …

Life insurance is an important form of insurance to have. Life insurance, as well as other estate planning considerations, is often a sensitive subject for many people because people do not like to think about …

Soon after receiving an acceptance letter into a school of choice, college bound students and their parents begin preparing for campus life. Colleges in turn, write letters and send e-mails detailing what is and is …

Life Insurance is actually the one policy we are all guaranteed to make a claim on. Everyone, unless you are independently wealthy, needs at least a final expense policy. Life insurance is not for the …

In this day and age of high premiums and modest coverage, you might be pondering whether it would be smart to buy gaps insurance to cover the gaps left open by your car insurance policy. …

One of the most important decisions about your retirement savings that you can make is where to invest your money. A frequently overlooked option is an annuity. An annuity is an insurance product that offers …

Term life insurance does not build any cash value. Regardless of how long you own a policy you will never be able to use it to draw down cash. Whole Life Insurance does build cash …

Being young and single means that you have nothing to worry about, right? If only that were true. While being young and single changes your life insurance needs, it does not dismiss those needs completely. …

Years ago there were many kinds of property insurance. I believe that fire insurance policies were first offered to the public as early as the 19th Century within the United States of America. Those who …

Life insurance companies do not always require a physical exam. Let’s look at the options. 1. No exam, no tests- These are called “Guaranteed Issue” policies and often are purchased by people uninsurable by any …

Purchasing life insurance online can be confusing; there are several things you need to know before you start the process. This easy, step-by-step guide will take you from beginning to end to help avoid snags …

Over the years, I’ve been asked many times about whether owning multiple life insurance policies is a good idea or not. If we assume for this discussion that the price of a life insurance policy …

Renter’s insurance comes in many levels and varieties.  Determining which level is right for you is primarily dependent upon how much you want to spend.  You, the renter, must determine what plan is best to …

There are several factors that you should consider when deciding on an appropriate amount of life insurance. Each person has different needs, but since you are reading this instead of meeting with me in my …