Insurance Archive

There are many reasons why it is important to obtain PDA insurance for your laptop. Some of the immediate reasons why one may consider PDA insurance for their laptop is: fire, theft, vandalism, liquid spills, …

Term life is a great way to buy pretty inexpensive insurance with a high amount of coverage is you are a young person. It carries with it a subscription type fee that occurs (usually monthly), …

When you take out a standard home insurance policy, the coverage you have extends to the structure of the home, your furniture and the outbuildings you have on your property. The coverage on the home …

Life insurance is often overlooked as a part of a complete financial plan. After the financial turmoil of the 2000’s the stability of many financial products such as mutual funds and 401(k)’s have been questioned. …

Auto insurance is one of those things no one really likes to think about – until it’s needed. Having an auto insurance policy in place ensures that you will be covered in the event that …

Home insurance is an expensive but necessary purchase; when you buy your policy, you are paying for the peace of mind of knowing that, should the worst happen, your home and contents are covered and …

If you are someone who is looking for medicare supplement Arizona on the internet, then I bet that you will find it to be a  little confusing at times and that you will have some …

Imagine this scenario: You come home from work, you’ve had a long day and all you want to do is relax in your home. You open the door to your apartment, and to your shock …

Getting life insurance quotes is not too tough if you know what you want and have a plan. Even if you are not sure what you are looking to buy, most agents will be glad …

Understanding basic insurance needs requires an objective view of the circumstances of an individual’s situation and lifestyle, followed by a sound plan of how to protect interest from damage or loss. Basic insurance needs are …

The Islamic insurance system, known as Takaful, is a type of insurance that operates according to the rules of Islamic finance (muamalat) instead of the usual practices of Western banking, based on debt, credit, and …

When looking for car insurance the most important thing to do it get a rate or price quote from different insurance companies. Many insurers as well as agents offer rate quotes on their web sites. …

An annuity is a contract with insurers to convert a single contribution or series of contributions to a lifetime income upon maturity. No other financial vehicle offers a guaranteed lifetime income. Annuities are retirement vehicles …

Consumer Driven Health Care Plans  Health care costs rise each year and the problem has caused many to scramble in search of a solution. One attempt to constrain costs was the government response by passing …

As a rule, car owners generally try to get good insurance coverage for their vehicles. They also prefer to pay as little as possible to their insurance company. Comparison shopping auto insurance has become the …

The concept of mortality is a critical one to life insurers. Their business model revolves around providing coverage against mortality risk. However, actuaries do not only use mortality tables for life and health insurance specifically, …

Insurance premiums are affected by a wide array of variables. These premiums can also different drastically from one company to another as well, based upon the different criteria that they rank as important in determing …

There are only two time boating insurance is a waste of money. 1) If you don’t own a boat. 2) If you don’t buy the right coverage for YOU and YOUR boat. There are a …

An insurance policy tends to be a fear-based purchase.  Buyers wonder what would happen if they totally destroyed their brand new car.  They compare the cost of the insurance with the cost of buying a new …

Anyone who has ever returned from a vacation to discover the evidence of a break-in and burglary understands the importance of renter’s insurance. While insurance cannot put bars on on your windows and doors, it …

When shopping for insurance, it is important to be careful. Many people make mistakes when shopping for a policy or after they have purchased an insurance policy. Be careful to avoid these mistakes when shopping …

Life insurance premiums are affected by a number of distinct factors. Life insurance is a wager in which the insurance company offers a payout – the sum insured – for a premium – the wager …

A variable annuity is an insurance contract that facilitates investments in moderate to high-risk mutual funds, often with no base guarantees. It pairs the characteristics of an annuity with those of risky mutual funds. Variable …

Life insurance policies that have ‘cash value’ can be borrowed against. These policies are structured so that a portion of monthly premiums are invested in financial instruments which build value over time. The amount of …

The definition of a no-medical-exam life insurance simply means that you may purchase a life insurance policy without having to undergo a medical exam before the policy would be issued. On the other hand, if …

There are many myths surrounding homeowner’s insurance, and belief in these myths have caused many homeowners to find themselves either underinsured or completely without coverage in the event of a claim. The best way to …

Auto accidents are common, and they are no fun. If it’s minor, it’s still a very big inconvenience, and if it’s serious, well that’s pretty serious. We purchase insurance to limit our risks. With auto …

Are you always worried about the health of your little pet? Even if you protect your pet from all dangers, you never know, it might fall sick for which you might have to spend huge …

5 Ways Life Insurance Settlements Can Improve Your Life Today If you’re a senior that owns a life insurance policy that is no longer needed, it’s probably costing you money that could be spent on …

Simply put, if you lie on your life insurance application it will certainly be uprated (i.e. come back more expensive than quoted) and could be denied altogether. Life insurance underwriters have several resources at their …