Insurance Archive

National insurance is basically a tax that funds public services in the United Kingdom. It was first introduced by the famous liberal Lloyd George in 1911 as a means of helping those who could not …

The National Flood Insurance Program (NFIP) was created by Congress in 1968. It was created in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage …

Actually, borrowing against your life insurance is one of the things whole life, universal life, and variable universal life polices are designed for. The question really, is how do you know whether you should borrow …

Choosing health insurance can be a daunting task, to say the least.  With so many carriers to choose from and even more plans than you can wrap your head around, it may be hard to …

Insurance offers peace of mind. In tough economic times, it is often one of the first things that is dropped. There is no way to over stress just how important all the different types of …

Dental insurance in the United States is becoming far more common than it was in the past. As more companies are realizing the need to add new benefits in order to retain their top employees …

Savvy consumers are now turning to the Internet to find the lowest insurance premiums.  Some tips on what to look for and how to find that information are listed below. The Internet is a great …

With several types of insurance available, selecting an appropriate policy can be overwhelming. Life insurance is imperative to those that are working and have dependents to replace income after death. Stay at home parents should …

Obtaining life insurance is not a pleasant experience, but it is necessary. Keep in mind that it is not for you, but for those you love. Looking at it in that light helps you stay …

Annuities are the only financial vehicle that guarantees income for life in exchange for a contribution or series of contributions. Various types of annuity plans exist. Each type of annuity would have its own set …

It is important for business owners to invest in commercial car insurance if they have a vehicle they use for work purposes.  Commercial car insurance will protect them from damage to their car and legal …

Your apartment building is burning to the ground before your eyes. You are safe but everything you own is inside. It’s burning and doesn’t stand a chance. What are you going to do? Where are …

One type of insurance which is quickly becoming popular among travelers is flight travel insurance. This is especially important to people who have a fear of flying or are worried about problems which could arise …

This has to be ‘standard, in that all insurance companies should make it absolutely clear about their terms and conditions. Transparency should be the byword for all insurance companies who offer their services to the …

Whole Life Insurance/Whole Life Assurance Whole life insurance is also known as Whole life assurance. As the name implies, this type of policy covers the policy holder for as long as he or she may …

Everyone faces risk on a daily basis. This risk can be divided into two categories. Only one of which is insurable. Pure risk, where you only have the chance to stay as you are or have …

Choosing a Medicare prescripton drug plan can be a daunting task since there are many variables to take into consideration, such as the cost of the plan in terms of premiums, copays and deductibles, the …

When purchasing homeowners insurance, property owners often have a variety of choices when it comes to insuring possessions. One choice of coverage is new-for-old insurance.  The highest level of protection for possessions is possible with …

Many first time life insurance buyers as well as seasoned insurance buyers might find it overwhelming. Buyers of life insurance must first determine if they are going to use an insurance agent or go it …

Insuring your children can be a delicate task but in some circumstances, it does make financial sense. Much depends on your family’s financial situation and on the objectives the policy will serve. Traditionally, life insurance …

Travel insurance is very important if you want to travel. Nobody can predict unexpected circumstances between the period you are going to book your travel and the day you will normally make your travel. Even …

At first glance it would seem that every person that rents a place to live would immediately go out and get themselves some renters insurance. Because what would happen if there were a fire or …

Renter’s policies are inexpensive, easy to understand and to put into affect. There are quite a few ways that a renter’s insurance might provide peace of mind to a renter looking to cover his personal …

There are many types of insurance products, with their own individual features and benefits. On the whole, insurance products serve their own purposes and have their own level of importance. But how important is that …

A car insurance policy contains three types of coverages. There is collision coverage, comprehensive coverage, and bodily injury coverage that are provided on a typical policy. Most states require people that own there own vehicle …

Given that private insurance companies have made it clear that they can’t afford to insure all the sickest people in the country and still make a profit, it makes sense to institute a National Health …

Health and medical care are topnotch services in the United States. However, it is definitely costly. Whether you are citizen of the country or not, you will find that, you cannot pay for your medical …

Life insurance is needed if you are not a Donald Trump or George Soros. In the case of the latter there is more than enough money to go around after they die, neither the inheritance …

Fixed index annuities provide a mixture between a fixed annuity and a variable annuity.  They pay interest at a rate that fluctuates with market conditions, but the fluctuation is capped on either end: it will …

Today we hear a lot about “minimal coverage” or “lowest coverage allowed by law” in TV commercials for auto insurance. For individuals who need to be “legal for less” minimal coverage fills a need in …