Insurance Archive

People today have more insurance needs and as a result insurance has become an important part of stability in the event of a loss. There are three basic types of insurance that individuals and family’s …

Islamic law strictly prohibits followers of Islam to engage in traditional insurance as it does not comply with Shariah. Traditional insurance businesses are run for profit and incorporate the three forbidden rules of Islamic business, …

Privacy of and control over your own medical records are the two basic elements of HIPAA. Making sure you receive those benefits requires an understanding of what the law does and does not provide. Prior …

One of the great things about summer is that it’s nice enough out to allow for some of those do-it-yourself repair jobs, some of which can wind up saving you money over the winter by …

Car accidents that seem minor at the outset often result in later claims that cannot be easily noticed at the time of the accident. Regardless of how serious an accident is, you should call your …

Life insurance is a contract between the policyholder (the insured) and the insurance company (the insurer) which will enable the name dependents of the policyholder to receive compensation in an event of death, terminal illness, …

The term “churning” when applied in the insurance context, refers to the practice whereby life insurance agents convince clients to surrender or discontinue their old policy and buy a new one. The act itself doesn’t …

There are several ways to save money on all types of insurance. There are three basic items that insurance companies look at when you apply for any type of insurance. Primarily insurance companies are extremely …

Have you ever considered how many unexpected financial disaster that could possibly happen? What if there were a natural disaster? A Terrorist attack? A job layoff? A vehicle breakdown? An unexpected major medical expense? The …

No one wants to think about their pets falling ill. And you certainly don’t want to think about how you are going to pay for their treatment if they do fall ill. So it is …

Over the years my wife and I have been involved in many auto accidents and we have decided to never rush out and hire another attorney ever again! Our attorney dragged out our case for …

The choice of investment vehicle is purpose driven. Yes, life insurance, whether term or permanent is an investment in the sense that you are investing your hard earned money with company with a promise in …

Home insurance policies in the UK usually are made up of Home Contents and Buildings. If you own your home, or are in the process of purchasing you must have Buildings Insurance and it is …

The idea behind the annuity is that large amounts of funds can be liquidated into a series of payments over a period or for the rest of your life. That might be advantageous in some …

Life Insurance is useful for many people. This insurance provides a certain income to your dependents, for example your spouse, children, parents or any other person if the insurer will die. If you’ve decided to …

Often, vision insurance is part of a comprehensive health insurance plan that might also include dental care and coverage for doctor visits. Unfortunately, not everyone is willing and able to shell out money for hefty …

Annuities do not exist in a parallel universe. The global economic downturn of 2008 has affected most financial instruments; precipitating a drop in interest rates. Predictably, the annuities borne by various insurers and financial institutions …

What you are and are not covered for with your travel insurance has always been debatable.It is so easy to just purchase any travel insurance in offer assuming that you are covered for any eventuality. …

Renter’s insurance provides the peace of mind that comes with knowing personal belongings will be covered if damaged, destroyed or stolen. It provides coverage where other policies don’t, such as in your car. If your …

If you are in the process of buying a home, you may be wondering if a home warranty is necessary or worthwhile. Here are some things to consider before you buy. If you are buying …

Individuals that purchase an RV to travel from place to place will need to purchase insurance coverage for the vehicle. The cost of the policy can vary from insurer to insurer because of specific underwriting …

Insurance coverage is a necessity in this day and age. There are several reasons as to why you must have some sort of insurance coverage due to the many risks that are present in the …

There is significant evidence that shows that billions of dollars in life insurance benefits go unclaimed on an annual basis. In fact, in February of 2011 the New York Times indicate that millions (and perhaps …

When you get your mortgage, most companies will require you to take out homeowner’s insurance on the home. For many people, this means that a significant portion of your total monthly housing payments will go …

Annuities are offered by insurance companies and depending on the type, may pay an annual or a monthly sum to the person who holds the annuity. A policy holder is known as an annuitant. Annuities …

With rising charges of healthcare, many individuals should consider looking for an alternative medical insurance plan to fit the needs for themselves and also their family. There are plenty of programs available for every person …

Most insurance companies will not insure an unoccupied home. Insurers know a vacant house can be a target for thieves, vandals and vagrants who could damage the property and create liability issues. Homes that are …

There are many uses for life insurance, mortgages are just one. Determining your insurance needs depends on a number of factors. The uses of life insurance reach beyond death benefits and paying off large debts. …

South Carolina requires that all automobiles registered must be covered by standard liability coverage. At http://www.dmv.org/sc-southcarolna/car-insurance.phpit is simple for South Carolina drivers to obtain up to five quotes from leading insurers to ensure that you …

Self-employed people have a number of unique challenges when looking at a plan of life insurance. Besides the typical income replacement scenario in the event of premature death, let’s look at some additional considerations, in …