Insurance Archive

All homeowners need to purchase home insurance in order to feel secure in the belief that you are protected to some degree against even the smallest catastrophe. I want to show you many of the …

 There are things that affect your insurance premium.  Are there cheaper companies than yours?  Maybe. Companies do differ in how much they charge. There are also many other  reasons why insurance premiums are different for …

The cruel reality when it comes to car insurance is that teenagers are going to have to pay extremely high premiums. This happens because teens are more likely to get in an accident because they have limited …

When individuals elect to take out life insurance there is no standard premium for everyone. The most crucial factor which insurance companies use to determine risk and thus set premiums is the expected mortality of the …

Using the power of the Internet when shopping for life insurance can be a time and money saver. However, it is important to avoid being carefree when assessing quotes online. Exercising due diligence when comparing …

Shopping for insurance can be done in a variety of ways. Shopping for insurance does not have to be a confusing or intimidating process. Three of the simplest ways to shop for insurance are to …

No one likes to think about dying, but lets face it, we are all going to. Life insurance can be a depressing thing to sit and dwell on but we all need it. Many people …

California has one of the best programs in the nation for low cost automobile insurance programs that ensures every driver has the opportunity to obtain car insurance. At www.insurance.ca.gov the details of the California program …

Coverages on home insurance policies should be reviewed every time the policy comes up for renewal. Reasons for this include the increased value of the home due to upgrades, the contents of the home can …

How to choose boat insurance?  It sounds simple, just get several estimates and then choose the cheapest.  Easy quick and simple.  Unfortunately it doesn’t really work that way.  There are a lot of factors and …

An automobile insurance policy comes with various types of coverages including one that is called bodily injury. Bodily injury coverage pays for medical costs, is the same as liability coverage and is available in various …

With most forms of life insurance, you will be required to take a medical exam. After applying, you will need to schedule an appointment with a physical for a medical exam and go through other …

Baby boomer insurance options? I’ll bet there is one you haven’t thought about. Auto, life, travel, earthquake, key man, income loss, disability; the list of insurance options for baby boomers is nearly endless. But there …

The ever increasing popularity of annuities among investors and advisors has motivated insurance companies to constantly modify and enhance their working parts to gain market share over the competition. However, this has indirectly lead to …

I should have bought life insurance when I could have. Why didn’t we get enough life insurance before this happened? What are we going to do now? These questions face those who don’t properly address …

Retirement Health Care: Is It Medicare Or Medicrap? I, one of tens of millions of baby boomers, was always under the impression that, if I was lucky enough to reach the ripe old age of …

A membership in AAA works a lot like a small insurance policy for vehicle emergency costs. It covers many items, and some of them are potentially costly. A basic membership will cost $47 in my …

Medical care, next to food, water and shelter, is one of our most essential needs. After all, you have nothing, if you do not have your health. This is true whether at home or on …

Travel insurance should be mandatory when taking a vacation. Depending on where you live, it is not expensive to purchase insurance for travel these days. Here in the UK, travel insurance can cost as little …

Risk has a number of alternative meanings.It refers to the probability or threat of loss, injury or damage in a general context.According to businessdictionary.com, risk – in the context of insurance – is not an uncertainty, …

As a homeowner, you need insurance coverage to protect your investment in the event of an unforeseen circumstances. Additionally, your mortgage company will require coverage to protect the value of the mortgage itself. There are three …

Mopeds are becoming more and more popular as an economic and exciting mode of transport. There are many advantages of using a moped. With gasoline prices spiraling upwards, many people are turning towards cheaper modes …

You kiss your wife and family goodbye and start out for work. Little do you, or they know, that it will be the last time you will see each other again. You died on that …

National insurance contributions are payable by employers, employees and self-employed people. The contributions build up an entitlement to certain benefits, one of the most important being the UK state retirement pension. People born in the …

To the average consumer, the insurance industry comes loaded with jargon, some of seemingly unnecessary in that the terms seem to be simple common sense.  But given the myriad of claim circumstances, even the apparently …

In an uncertain job market, unemployment insurance is a simple way to safeguard a person’s income to help cushion their finances and cover their credit commitments in the event that they lose their job. It …

Unless you work for an insurance company or are an insurance broker the thought of regularly reviewing your insurance policies is probably a dreaded task. This is understandable considering the fact that most policies are …

Saving money on auto insurance, a few things to think about before purchasing insurance. Auto and truck insurance is expensive, but required by law.  Insurance companies are known for taking advantage of people when it …

The Health Insurance Portability and Accountability Act, commonly referred to as HIPAA, was established in 1996 as a means of protecting consumers in regards to their insurance rights. The basic premise of the Health Insurance …

Credit Scoring, also known as Financial Rating or Insurance Scoring is used differently depending on the state. Most state laws that allow credit scoring limit its use only as a discount on a policy. Even …