Insurance Archive

Statistics can tell a story. For the uninsured, they tell a story of helplessness. The numbers are higher than they’ve ever been and rising. The uninsured American surfs a tide of uncertainty and reliance on …

The Consolidated Omnibus Budget Reconciliation Act, or COBRA, allows you to continue coverage on your company‘s health plan for limited periods of time in the event that you terminate employment, or if you lose dependent …

Are you willing to risk all the wealth you’ve worked hard to accumulate over your lifetime on a single throw of the dice? You’re getting ready for retirement. Your mortgage is finally paid off (or …

As unbelievable as it sounds, insuring your new yacht is not much more difficult that buying car insurance. In fact, many of the same type of provisions are available with yacht insurance as car insurance. …

A contract of insurance is a contract whereby one party named the ‘insurer’ undertakes to pay a certain sum of money to another party known as the ‘insured’ on the occurrence of uncertain future event. …

Many people pay far more than they need on their auto-insurance insurance premiums. By simply renewing the same old policy drivers can miss out on much better deals, thus it pays to not become complacent …

In the United States, comprehensive coverage is a coverage that applies to any damage to your vehicle except damage caused by a collision. This coverage will most probably be required by the loan company if …

Your homeowners insurance policy is meant to bring you back to whole if a claim were to occur. In other words, the insurance company will not replace your 1000 square foot home with a 1500 …

Health insurance is a necessity. Medical costs are outrageous and any serious illness can send someone reeling toward bankruptcy. When a claim is denied it is always a stressful situation. However, panic does not help …

Often it seems like there are peculiar car insurance programs for all types of drivers, including drivers with speeding fines and new drivers now learning to focus in the car while driving. It so often …

Term Insurance is the most practical and affordable type of Life Insurance. Whole Life policies are a very poor value for your insurance dollar. Neither do Whole Life policies perform as the agent will try …

Cars are stolen every day; properties including cars are destroyed by accidents and fires all the time. Accidents happen accidents are an integral part of the ultimate challenge of man’s existence and that is the …

Imagine leaving for work, you turn off the lights, lock the door and walk away with your morning coffee in hand. You come home and the flashing lights of fire trucks are still highlighting the …

With the answer in the affirmative it is important to remember just who this ubiquitous “government” is. It is us and we are already paying for other peoples health care whether through taxes, insurance premiums, …

Insuring your car has never been easier, quicker and dare I say, almost bearable. From instant quotes to printable proofs of insurance, shopping for auto insurance on the Internet is just one more example of …

DUI: high-risk driver Auto insurance companies primarily set insurance premiums based on their assessment of how probable it is for the insured driver to file a claim due to an accident or other incident resulting …

A correlation exists between risk and insurance. Insurers sell policies that you as a customer will buy to protect yourself against certain types of risk. This includes risk that involves driving a vehicle, owning a home …

People are very shortsighted. They think nothing of insuring their homes, though forget that those expensive items such as boats also need to be insured. There are many reasons for this, and the details below …

The topic of medical insurance of all types is a highly debated one to say the least. Knowing what plans are available to you, as well as the costs and benefits are important things to …

In 2009, President Obama passed a health care reform bill, promising accessible coverage to the almost 46 million uninsured people by the year 2014. Despite the passage of this bill, health care coverage costs continue …

If you rent a home or an apartment, getting renter’s insurance is an absolute must. This is not one of those optional things that are generally a good idea to get, it’s one of those …

Automobile insurance is a necessary cost to those who own and drive an automobile to work or for leisure. Even though there are costs the benefits of an automobile insurance policy include protection in the …

An important part of family planning involves the financial risks associated with owning a home, automobiles, and the risks of losing your ability to income due to illness or death, or medical costs associated with …

“Can I have a ‘special discount’?” While it may be tempting to ask your agent if he can give you a break on your premium, the plain truth is he can’t. Your agent can look …

People need to choose automobile insurance companies with care. Every person should know what is in his or her claim and exactly what the insurance company is going to pay in the event a claim …

UK drivers are required by law to carry automotive insurance to comply with the laws set forth by the. The amount of insurance coverage required to be carried varies according to the area that your …

Falling ill or being involved in an accident are things that most people want to avoid, although unfortunately it can happen at any time. Being prepared for this in financial terms is a way to …

You trust a lot of the important matters in life to other people. Your auto insurance is no different. You need a professional agent to handle your coverage. You want an agent that knows what …

Life insurance is a product designed to replace lost income in the event of a premature death. Policies come in a variety of different types and prices and can be complex financial decision, and one …

While it may seem a simple task to name the world’s largest insurance companies, given the increasing overlap and blurred distinctions between insurance and financial investment companies, there is some differing of opinions as to …