Insurance Archive

Of COURSE not! Geeze. People who say “yes” simply have never been in a position to understand the other side. Do you realize, for instance, that the more health insurance businesses are REQUIRED to purchase …

My wife and me are currently enrolled in college. Initially we could care less about insurance, we figured were young, were healthy, we will graduate in a couple of years and get real jobs, we …

There are many myths that surround homeowners insurance. Here are the 10 most common: 1. If my home is flooded my homeowners policy will cover it.Homeowners who are concerned about flood damage should consider purchasing …

There are a variety of forms available for insurance companies to use when creating a homeowners insurance policy. They have the option of utilizing forms created by another company. The ISO (International Organization of Standardization) …

Whether children should have life insurance or not is a contentious issue. This is primarily because there are few reasons to do so. Some financial advisors believe that life insurance should act primarily as household …

I have zero doubts that the people writing to the NO side are business owners of some sort. Baring that in mind, i still have to say that employers have an obligation to their employees. …

There are four ways to choose a Medicare Rx plan, otherwise known as a Prescription Drug Plan (PDP). Here they are in order of worst to best: #4: Put the names of all the PDPs …

Knowledge of the types of life insurance available can help you avoid buyer’s remorse. There are myriad life insurance plans that are designed to suit different needs. The primary division of life insurance plans is …

Should businesses be required to pay for health care insurance? Absolutely not. Is health care insurance unbelievably high? Absolutely. Are ridiculous law suits causing the malpractice insurance to increase, which causes the premiums to increase? …

Many homeowners’ insurance policies will cover students’ belongings away from home. This isn’t always true though. Before your child heads off to school, you will want to find out what your homeowners insurance covers. The …

Paying insurance premiums often feels similar to washing money down the drain, until you need to collect on the policy. Then you are really glad you had the foresight to get the insurance. It is …

A large majority of Americans are looking for ways to save money. There is a lot of talk about how to save on groceries and how to live debt free, but you seldom here about …

These days many different kinds of precautions must be taken to preserve the value of ones property. Such property can be in the form of a building where you live and/or work. Then again, what we …

Everywhere we turn now days, there is an insurance ad challenging us to dial a toll free number or visit a website in order to save 20-50 even 70% percent on auto insurance. The overwhelming …

Insurance, the word alone strikes fear into the hearts of consumers. Like many fears that overwhelm us, an increase in knowledge usually will mitigate the intensity and empower the buyer. Condo Insurance is at its …

Recently, I spent a rather large sum of money taking my dog to the veterinarian on a Sunday evening, only to discover he had an allergy attack which was simply and quickly cured by a …

From a dollar standpoint, your medical insurance is probably the most valuable employee benefit you receive. In general, if your employer has more than 20 full-time workers, you enjoy broad protection under Federal laws in …

As a group teenage drivers are the most expensive demographic in auto insurance. Rates for single males under 18 are particularly notorious, but the rates for females aren’t much better. However, there are some ways …

Homeowners insurance coverage is important to protecting an individual’s house and possessions. A homeowners insurance policy will cover the dwelling, contents and liability protection. Many first time home owners are not aware of all the …

Shopping around for cheap car insurance can be frustrating but as you know only by shopping around can you even begin to ascertain what insurance company or broker to go with. First if you have …

Perhaps the handiest bit of information about life insurance is that most insurance rates are filed with the state. This means that it won’t cost you a penny more to seek advice from a licensed …

If your family would be better off with you dead instead of alive, you have too much life cover. Financial underwriting assists underwriters in ensuring that life insurance applicants do not have more coverage than they need. It ascertains …

Other than the insurances that are required by law, such as auto insurance, students should seriously consider obtaining health insurance. Health insurance is extremely important because college is a new environment. If you live in …

There is nothing worse than having no insurance if you lose your home except paying premiums for years only to find out that when you need it you don’t have the cover you expected. There …

People often think that renter’s and condominium owner’s insurance are the same thing, yet there are several differences between them. Renter’s insurance typically covers only the possessions of the renter. Condominium insurance covers not only …

Drivers in Wyoming are required to carry auto insurance at all times to satisfy the state’s Financial Responsibility law. The minimum levels of liability required by Wyoming law are $25,000 per person for bodily injury, …

Differentiating between needs and wants is already a ticklish issue. Is a car necessary? Once you could walk or learn how to use public transportation it may not be. However, given the improvements in transportation …

Given the legal requirement for car insurance, having your policy lapse is just not an option. However, life happens. For one reason or another, we fail to renew or purchase a new car insurance policy …

Protecting Your Home from Liabilities You hear about it all the time on the news. Tragedies happen that change the lives of homeowners forever. Many of these situations can be prevented, if only people know …

Congratulations! Your kid is entering a program of higher education. Of course, you want him to support you in your old age, the way you supported him for the last 18 years. Better make sure …