Insurance Archive

How much Homeowner’s Insurance do you need? Home is where the Heart is-and it is also your biggest financial investment. You need to protect it adequately against eventualities and unforeseen circumstances. Analyze your assets to …

Your homeowner’s insurance policy provides valuable protection against financial loss in the event of fire, burglary and other risks. Read your policy and be aware of what it covers. Below are ten myths about home …

Life insurance makes the inevitable easier (on everyone else). In the United States, life insurance started with arrangements made through churches, starting with Presbyterians and Episcopalians, to help widows and children of deceased ministers. The …

Many people think that condominium insurance is the same thing as traditional homeowners insurance. After all, you are an owner, not a renter, right? However condominium insurance is actually a completely separate category of insurance, …

The media has provided a thousand different stories about the effects of the recent worldwide recession in the past few years, and for many people having to make ends meet is still an extremely difficult …

The easiest way to resolve a claims dispute is to know what your benefits are to begin with. Find out why the claim was denied. Are you still covered by that insurance? Did you go …

Life is full of risks. Because of exposure to these omnipresent risks, regardless of how much precaution we take, we are bound to suffer losses. Now, there are many aspects to a loss. There is …

Making a property insurance inventory list is not a complicated task. It can be very time consuming. When making the list there are several things you need to do. First, you need to decide how …

Do life insurance policy terms confuse you to the point of indecision? What do those commonly thrown industry acronyms mean and how does if affect you? The following information is a general discussion of life …

Health insurance, do you really need it? That is a good question but atthe end of the day you should also be asking yourself can you alone afford it?The rise in prices is really beginning …

The economy is presenting many with financial challenges and one of the things that many people are doing is looking at ways to save money on monthly or quarterly expenses. One of the expenses that …

Purchasing a homeowners insurance policy can be frustrating. What’s worse is that now you have a policy sitting in front of you that is full of numbers, percentages, legal terms and insurance lingo. What does …

Insurable interest is financial dependence that is based on the existence of something or someone. Only if you stand to lose financially – if someone or something no longer exists or is injured/ damaged – …

Absolutely! Life insurance is a necessity for anyone, and everyone, especially if they have children. I don’t think anyone would want to know that when they die, their families are going to have to pay …

Insurance, whether for a car or your home, is already an expensive monthly cost so it makes sense that you want to do whatever it takes to keep your rates as low as possible. While …

Choosing which health insurance is right for you can be like finding a needle in a haystack. Before you start searching through the maraud of plans out there, there are some things that you need …

When you head off to college for the first time, you’ll be taking all sorts of valuable items with you. The Insurance Journal estimates that the average college student takes anywhere from $5,000-$10,000 worth of …

Renters insurance is something every renter should have and often don’t realize they need. Many people rent business properties, homes, and apartments, rather than buying to alleviate the worries of having to pay and take …

Life Insurance 101 Many an eyebrow would rise if every family were aware of the scary statistics reported by LIMRA (Life Insurance and Market Research Association), the most respected source of life insurance in the …

WHAT IS LIFE INSURANCE? Life insurance is a means to provide for a financial shortfall in the event of your death. It is a way to provide security for your surviving family when you are …

If you can get more or the same value for less money, you’re doing good business. With car insurance, slashing your costs can help you to maximize your coverage. You can “tune-up” a new or …

Car insurance rates might appear easy. You may think that you can just compare the premiums and get the lowest one and you’ll be set.  In actuality there is a lot more to it than …

The best way to insure home property is to buy a personal property or homeowners insurance policy. A personal property policy contains coverage for the contents of a dwelling, the option to add scheduled items …

As a general rule if you are looking for a new car or a camp trailer or a grocery store you are more interested in the product than you are the person selling the product.   …

Life insurance works as follows: you pay a regular sum (a premium) to an insurance company and then they pay out a lump sum, to a named person (beneficiary) in the event of your death. …

The world of life insurance Insurance is the building block or foundation of any financial plan. Insurance policies protect the insured from risks. Insurance quotes: Getting insurance quotes is rather simple these days. You can …

Living your life hoping for the best is a great philosophy and one which more of us should strive to make a daily goal. At least to the point that we do not look for …

Getting auto insurance in Texas is as easy as getting on the computer. There are several sites on the internet that can help you along the way. I recently did this and went straight to …

Renter’s insurance provides tenants with peace of mind. Renter’s who travel leave their belongings behind as they fly or drive around for days or weeks at a time. With an insurance policy, the renter does …

We hear everyday about people who have had a tragedy, and have no insurance to help them repair damages, replace lost possessions, or replace the  home itself. The chief excuse is the high cost of …