Insurance Archive

There are variable consequences of discontinuing payment on a life insurance policy. This variability is primarily due to the array of life insurance plans available. It is also due to differences in company policies and …

Comparing Florida auto insurance has become as easy as turning on your computer! The advent of the internet has made doing everything a little easier, from searching for a recipe to finding a local doctor. …

It doesn’t take an economist to recognize the inherent flaw in this reasoning. Whenever you add a layer of governmental regulation and requirements to anything, the people suffer. Red tape, even with the best of …

Renter’s insurance has become an important part of the expense sheet for any renter, it’s definitely not a type of insurance that should be overlooked. While many continue to be under the impression that landlord’s …

The declarations page of an insurance policy contains a lot of important information about the policy. Included on the declarations page are the coverage and amounts of insurance, applicable discounts as well as any policy …

LOSS OF GROUP MEDICAL INSURANCE BENEFITS DUE TO TERMINATION OF EMPLOYMENT, DISABILITY OR DEATH- YOUR COBRA RIGHTS COBRA. It doesn’t always refer to a dangerous snake. It’s also the name of a piece of Federal …

The difference between UK and US car insurance On the whole the car insurance industry in the UK and the US follow the same lines, in the UK and the US there is a basic …

Being in a car accident can be frightening and frustrating all by itself. Imagine then, how much more frustrating it would be to deal with the damage when you find out that the other driver had …

In the United States, where health insurance is a profitable, capitalist ventures, delivering the service has become expensive. To assure they have a ready and able workforce, businesses buy health care for their employees, because …

Imagine a catastrophic fire that destroys your clothing, furniture and other personal belongings.  Could you afford to start over from square one?  With Renter’s Insurance, you have financial protection to overcome such a loss, replace …

Life insurance premiums should not be any different in the future than they are today. Insurance companies use specific criteria such as age, smoking status and body mass to calculate the premium that is paid. …

Perhaps you have myriad good reasons for buying that a new car, especially if your reliable jalopy outlasted its usefulness. However, before you become caught up in visualizing your new ride, consider the significant impact …

Your son or daughter has finally graduated high-school and is ready to begin an exiting life as a college freshman. It has taken a while, but the two of you have finally made all the …

In choosing annuities and life insurance plans with cash values, it is a good idea to shop around. In shopping around, decisions should not be made on projections, but on the terms of the contract. …

There are many techniques that can be used to obtain home insurance coverage for the lowest cost. Three ways to obtain the lowest costs are to look for discounts, adjust the coverages and deductible and …

Stolen vehicles are a huge cost to each and every one of us, including those who do no own cars. There is the value of your loss, which, if insured, is paid out of the …

In terms of Condominium Insurance Policy, the Association requires that there is insurance on the Condominium that you live in. However, knowing what is being provided, and if you might want to get a little …

Companies sell insurance to help the average consumer relieve some of the fear of the unknown. We don’t know what’s going to happen to us in the future, and that fear of the unknown is …

Health insurance is a very tricky business. Policies are often dozens of pages long spelling out exactly what is and what isn’t covered in a version of English that can be described as nothing but …

It should go without saying that if you lose some or all of your insured property as a result of an accident or a natural disaster you should file and/or report a property claim of …

Fortunately, Americans don’t have to speculate about what a government-run health care system looks like. All we have to do is observe our neighbor to the north, Canada, which some argue has a model we …

Ideally, it is better to purchase life insurance when you are young, healthy and anticipate the need for it. However, most ideals are not part of reality. When purchasing life insurance- more than any other …

Leaving your parents’ home and moving into an apartment of your own is perhaps the most exciting aspect of going away to college. You’re free to make your own rules, come and go as you …

Nobody likes a hassle, especially in the event of a claim. That is why knowing what you are covered for and when you are covered under your renter’s insurance policy is important. The renter’s insurance …

Saving money on auto insurance for new drivers requires a bit of due diligence that pays off handsomely if kept to. There are number things that can be done to ensure that new drivers pay …

Insurance coverage can cease for a policyholder for any number of reasons. The most common though is a cancellation or non-renewal by the insurance company. Each is caused by different circumstances but the result is …

A life insurance company uses various factors to determine the cost of the insured’s policy. Once of those factors includes the insured’s smoking status. The smoking status typically consists of “standard non-smoker,” “premium non-smoker” and …

Quite a number of persons do not like the idea of term insurance. This is usually because clients are uncomfortable with not benefiting from this plan while the are alive. Some ever-thinking insurers introduced a …

You have made the decision to purchase renter’s insurance to protect your personal property in the event of a fire, theft, or vandalism. Now you’ll need to decide on the amount of coverage to purchase. …

Getting ready for college, healthcare was the furthest thing from my mind…that is until I got a hefty bill in the mail for a simple office visit when I got the flu. Up until my …