Insurance Archive

For most neighborhoods, renter’s insurance is one of the best insurance values around. For a few dollars per month, you can insure your possessions for $20,000 to $100,000 or more. This will protect your things …

Your home is the most important and largest investment you’ll make, so it only makes sense that your second most important choice is the investment you make in your homeowner’s insurance policy. While the good …

One of the main principles of financial management is prudence. The concept of prudence- in this context- refers to having a long term view and displaying sufficient financial acumen. As a risk-management tool, the concept …

Are you committing a crime that you are unaware of? If you are driving without auto insurance in the state of Nevada, you very well are breaking the law! Nevada requires that all drivers in …

Simply put, yes a business should always at least contribute, if not pay entirely for an employees health insurance. Realistically an employee is going to spend most of their time working rather than being on …

All home contents insurance policies are based on the same type of principal. That is they provide insurance for losses to the contents of an individual’s home or apartment from being damaged, lost or in …

Renter’s insurance is an important component for those living within apartments, rental houses, or other types of living arrangements that involve paying rental fees. While the regular insurance the landlord possesses covers the building itself, …

Most people know that life insurance protects families from the financial hardships that can befall them after the death of a loved one. Yet, many people do not take the necessary step to safeguard their …

While raising your deductible or taking a driver’s education class are the standard approaches to lowering your auto insurance premiums, there are far more substantial avenues cost-conscious drivers can pursue. Have you considered discount diving …

Health insurance is a complex puzzle for many people, including the doctor’s office staff that does claims processing. When we look for health insurance, we want to know what benefits are covered, the total cost …

We are our most important asset and we should be prepared to do whatever we can to take care of our physical body. Nowadays, medical advancement have enable many of us to have a longer …

There is no more expensive purchase than that from which you derive no use. Term insurance may be just that sort of product. It is estimated that less than three percent of term life insurance …

Persons who own their property are obligated to protect their investment. Banks will not lend money to a borrower who does not present proof of insurance. They are protecting their investment, and this in turn …

I do think insurance companies should inform customers that the rate they pay is affected by their credit score. As consumers, I think we have the right to know why we are paying a particular …

Many people every year are caught lying on their life insurance agreements, seemingly because they think that they can fool the companies. The fact is however that these companies are harder to trick than most …

Tricare is the health insurance program that provides coverage to active duty military service members, retirees, reservists, National Guard members, and their spouses, dependents, and survivors. Tricare combines military medical services with a network of …

Remember the woman who spilled coffee on herself and sued McDonald’s because the coffee was too hot and she burned herself? She wound up getting some ridiculous amount of money as a settlement, and McDonald’s …

Settling an insurance claim dispute can be easier than you think especially if your claim was filed directly by your doctor’s office. The reason for this is that many of the errors that find their …

Life insurance is something that we all need in order to protect our families in the event of our death. It is as necessary for future planning as a 401-k or retirement fund. The thing …

If you own a home and currently have a mortgage, it is a requirement for you to have homeowners insurance. In recent years, this type of insurance along with all other types of insurance, have …

With the high cost of a college education today you might see renter’s insurance for a student apartment as a luxury you can’t afford. But, think back to move-in day with your student. How long …

For first time college students the thought of insuring your belongings may not seem like a big deal. You first apartment may not be anything spectacular, but the feeling of being old enough to be …

The idea of cheap auto insurance sounds great.  After all, who wants to pay a lot for their auto insurance?   But unfortunately, in the world of auto insurance, you ultimately get what you pay for.  The less you …

Everyone that drives really needs some sort of car insurance, but no one wants to pay too much.  You must conduct an effective and thorough comparison to ensure you are getting the most use from …

Of course they are required to pay for health care insurance. Just they should pay for the basics. Anything else that’s added on should be covered by the insurer. Not talking about the add on …

Insurance policies coverage or con job? Despite all the media hype about lack of medical insurance coverage in America, if you’re like most people, you have probably two or more insurance policies in force. At …

Although renter’s insurance and condominium owner’s insurance policies have many similarities, they are indeed two very different policies. Both policies include personal property and liability coverages, but a condominium owner’s policy is a little more …

It is a good idea to keep proper documentation of the damages caused by the flood waters. Taking photographs or videos showing the damage are a good beginning but the first step in the claim …

The government should not only not pay for all medical care, it shouldn’t pay for any medical care. The government has drastically interfered in the health care industry, which has driven up prices dramatically. The …

Shopping around for good deals on car insurance is the first step to saving money. There are several ways you can go. First, call around in your area to already established insurance companies and get …