Insurance Archive

Students heading off to college get an education in life when renting an apartment or house off-campus. Renter’s insurance will give those students one less thing to worry about. Even when a person is away …

Upon registering a vehicle in the state of New York, proof of insurance is required. New York has imposed a law requiring all vehicles carry minimum amounts of insurance on their vehicle at all times. …

As a former producer from a popular well known Insurance company, the topic of who should pay a teenager’s insurance has come up quite a few times.  From my experience of what I have seen, …

When you apply for health insurance, either on your own or through your employer, you may be asked to report any “pre-existing conditions” you have. It is very important to understand how the concept of …

Resolving claim disputes can become a waking nightmare to the layperson who understands little about health insurance, attempting to translate legalese into English. Frustration escalates, tantamount to an all-out surrender. “I give up! What does …

Choosing the right motorcycle insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although Colorado requires only …

In today’s marketplace one of the most complex contracts to understand are health insurance contracts. Just the sheer thought of a health insurance contract is enough to make most people cringe; however, it is not …

What started out as a perk by many businesses to attract good employees who would stay with a company long enough to be worth the expense of his training and bookkeeping while providing a lower …

What Kind of Insurance You’ll Need for a Condo Before discussing the importance of purchasing condo insurance, lets define the word condominium as it relates to home ownership. Condominium is a legal term describing a …

‘What is term life insurance?’ is an important question to ask before assessing the benefits of term plans. Term life insurance- also known as ‘term insurance’- is a life insurance contract that exists for a …

Why should you spend more than you need to on car insurance? Especially when disposable incomes are down and people are hankering to squeeze the most out of every dollar in the budget, finding ways …

When you buy a home, property insurance is a necessary added cost that should not be overlooked even if it isn’t compulsory. Property insurance is something that every home owner should have to protect themselves …

Renters Insurance cna be a true lifesaver for college students. When your apartment is broken into, you will discover that the insurance the owner has doesn’t help you at all. they are covered for the …

Health Insurance is expensive for two reasons. One, some medications and treatments are very costly and the need for them is increasing as the populous grows. Two, because even though the availability of proficient health …

Do not pay that up front money to the hospital or doctors office! Many, many companies are switching over to the higher deductible plans instead of the low deductible and copay’s. Why? Because it is …

Car insurance can be very costly to car owners so trying to save the most money possible is very reasonable especially during challenging economic times. We will go through some ways to considerably reduce these …

There once was a time when it was only the “rich and famous” who worried about being sued. But today, if programs like The People’s Court or Judge Judy are any indication, practically anyone can …

Keep in mind when choosing your home owners insurance first and for most, know your agent. He or she will be the one you contact in case of an emergency. Choose a local company. Someone …

The array of insurance companies to choose from today is mind boggling and can be quite intimidating for the uninitiated. The most important step is getting quotes from at least three companies and ensuring that …

What is the purpose of auto insurance? In some states you need auto insurance just to drive. The purpose of insurance is to protect you and what you own. If you are uninsured you risk …

If you live in Georgia, and you are looking to save money on auto insurance, look no further than the internet. Gone are the days when you had to make an appointment with a local …

There are many factors that insurance companies use to calculate the cost of life insurance. These can include a person’s smoking status, their age and other factors such as various benefits that are included on …

Those employees working for a company that offers a group health insurance plan should be aware of the key points regarding that employer’s responsibility as it relates to the health insurance policy. There are minor …

Almost one and a half trillion miles are driven by commercial trucks each year, according to the Bureau of Labor Statistics. Like all vehicles traveling on the roadways, commercial trucks require insurance to cover the …

An insurance claims dispute refers to any time you, or someone covered under your insurance policy, is denied a claim. This can be for medical care already received or medical care recommended by a physician. …

Many small business owners are struggling to obtain health insurance coverage that is affordable and yet provides adequate coverage. One option that is now available more than ever is the Health Savings Account, or HSA. …

When it comes to houses, we all know the difference between renting and owning. With renting, each month your landlord gets a rent check. You get to live on their property for a month. If …

Dorm life was worthwhile. You may have met other incoming freshmen with whom you could share your college anxieties and inadequacies. But after a year or two, you got your footing and believed you could …

Another year and another substantial raise in your car insurance rates. Is there anything you can do to curb these costs? There are ways to keep your auto insurance rates down without sacrificing coverage. Review …

Those who believe that life insurance is a necessary evil, also tend to believe that you should spend as little on it as possible. Often, this approach can serve you well. It is important to …