Insurance Archive

To get inexpensive car insurance, it is very important that you shop around when you are looking for a new policy. Rates from different insurance companies can vary by hundreds of dollars. Although insurance comparison …

The question is, are the benefits of life insurance worth the high premiums? The answer is yes, but then again, it depends upon age and other conditions like health that could affect the premium, and …

Having a good, comprehensive health insurance plan is extremely important. If you don’t have a good health policy, your life could be pretty miserable. Imagine being seriously ill. Your appetite is gone. You’re depressed a …

The big outfits in car insurance spend a lot of money on advertising, especially television advertising. Every company claims to have the lowest rates. Obviously, that cannot be true. Are their ads dishonest or just …

Back in 2005 a friend of mine received a letter from the IRS shortly after he filed his income taxes for the previous year. He discovered that four people had been working under his Social …

Apartment renters insurance is a type of personal property insurance policy that was developed for renters as opposed to home owners. A renters policy generally covers the contents of an apartment, provides for liability protection …

Not everyone is fortunate enough to have a job that comes with a benefits package and with the economy being what it is, not everyone can afford good health insurance. Research has shown that people …

Car insurance rates can be expensive! Since it is something that you must have in order to legally drive your automobile, you might as well save as much money as you can, especially when doing …

Just because you own your own business does not mean you cannot enjoy the benefits of health insurance. There are millions of Americans and Canadian business owners who are not aware of this fact and …

If in fact we value human life, as we say we do, answering this question is a “no-brainer.” It is incredibly sad to see a country like the Unites States waste millions of dollars on …

Over in England we have a National Health Service which up until around 10 years ago was a very good service. Unfortunately, it has had to cope with the ever increasing population of this country, …

Having the right professional on your side can mean success or failure for your business. One area of dispute among business owners is if it’s better to use a broker or agent for insurance coverage. …

I started having back pain over 4 years ago. At first it was a nagging pain which I could control with medication, but, like many people with back pain, it got worse and worse. It …

A quote for homeowners insurance consists of many factors that can be used to increase or decrease the cost of the policy. Some of these factors include the amount of replacement cost coverage, building materials …

Purchasing rental insurance can be time-consuming and somewhat tedious, especially for those who are unfamiliar with insurance policies in general. There is much to be considered when searching for the appropriate policy to fit an …

Condo insurance protects condominium owners from property damage, destruction or theft. Without condo insurance, condo owners are subject to greater financial risk if damaged property costing more than insurance deductibles and annual premiums is incurred …

  What is personal liability insurance coverage? The definition of personal liability insurance is: coverage which protects the policyholder against claims of personal negligence or actions of the insured which are inappropriate; resulting in damage to …

As a parent the two most important things you can do for your children is love them unconditionally and provide for them as best as you can. Of course there are a million other things …

For families look to purchase health insurance policies, the costs can be surprising. The price usually depends on the amount of people needing coverage, their ages, their genders, and if any of the members are …

Confessions of an insurance agent -10 ways to save on your auto insurance. Auto insurance is a necessity and by law should be carried by all. There are many ways our insurance premiums can increase …

Car Insurance Tips for College Students Young driver’s car insurance is commonly considered to be costly. But, there are various causes following the high costs in acquiring the insurance. According to the reports, 20% of …

All applications for insurance contain general questions which are also known as underwriting questions. These questions are designed to assess certain risks, need to be answered by all applicants and can be used as a …

Health insurance is a necessary precaution. State laws regarding healthcare and health insurance vary greatly, so to gain a better understanding of your unique rights in your state, be sure to do your research. Some …

VARIABLE UNIVERSAL LIFE – Made Easy Variable Universal Life Insurance or VUL is a flexible form of universal life insurance. Universal Life works as follows: * A sum insured is selected by the insured. This …

The internet has become a one-stop solution for people all over the world, no matter what they may be looking for. It has revolutionized the way we communicate, shop, AND buy auto-insurance. Many people are …

You might as well ask should businesses train employees, give them the proper tools for the job, and hire enough people to do the job. If a company doesn’t do any of those 3 things, …

Some insurance companies offer a benefit with their life insurance policies called a guaranteed renewable premium. The benefits of a guaranteed renewable premium include keeping the same premium rate for the entire term, keeping the …

Anyone renting and/or occupying any type of dwelling, house, apartment, military barracks, they do not own or are not buying, needs to have a renters insurance policy. A common misconception is that if you’re renting …

Homeowner’s insurance is a necessity and mandatory for most homeowners. It will automatically cover the home against fire, theft and most natural disasters, but there are important exceptions. Choose the correct coverage for homeowner’s insurance …

Cheap home insurance can be difficult to come by but finding cheaper insurance can be done without much leg work. When looking for home insurance always check with your current carrier first, look for discounts …