Insurance Archive

Comparing Florida Auto Insurance Online

Although finding homeowner’s insurance in the Sunshine State is becoming increasingly difficult, Floridians will find that shopping for auto insurance has become easier than ever. With just a few clicks of the mouse, you can …

Why is Health Insurance so Expensive

In many ways, the health care industry is a subject surrounded in mystery, because though we are bombarded with health information every day in the media, we know very little about how the health care …

Basics of Dental Insurance

Understanding Dental Insurance For many patients, understanding their health or dental insurance policy can be a challenge. The intricacies of deductibles, co-pays, waiting periods and frequency limits can stymie the most knowledgeable. Consumers who attempt …

Homeowner Insurance Home Insurance

Your home is one of your most prized possessions one that you have worked hard to obtain and one that you work hard to maintain. No matter how careful you are an accident can destroy …

Should i have Renters Insurance

Insurance, by definition, reimburses the policy holder the monetary value for possessions that are damaged in case of fire, theft, extreme weather, and/or other related events. Most individuals would not consider driving a vehicle without …

Reducing your Auto Insurance Premium

Auto insurance is one those necessary evils that we have to face. Although everyone has to have auto insurance to legally drive, there are several ways to reduce the amount that you spend for auto …

Factors in the Insurance Premium Calculation

There are several factors that can determine your health insurance premium on an individual health insurance product. The premium equation typically looks like this: Base Rate x Area Factor x Underwriting Factor x Tobacco Factor …

How Renters Insurance Works

Insurance for renters is similar to insurance that is provided to a typical home owner as well as a mobile home owner. A renters insurance policy will provide the apartment owner with personal property or …

Life Insurance Debate – Yes

Many people debate weather Life Insurance is really beneficial in the long run. I agree that having the insurance coverage is necessary for many reasons. When a person passes on suddenly, the last thing you …

Group Insurance Discounts

Insurance companies offer a variety of discounts on their home and automobile policies. One of which is called a group discount. A group discount can lower the cost of the premium, is available to almost …

Homeowners Insurance or Renters Insurance

How often do you review your homeowners’ insurance policy? Every year, approximately 13 million young adults make their foray into their first true act of independent adulthood: moving away from home to attend college. Generally …

How Buying a new Car Affects Car Insurance

When buying a new car, an insurance company will take into consideration some of the following factors before they give you a quotation on how much your car insurance will cost you.  An expensive car that comes with all the …

Comparing Illinois Auto Insurance Rates Online

Auto insurance is mandatory in the state of Illinois. Failure to carry the minimum liability insurance on your vehicle can result in the loss of your driving privileges, hefty fines, and possible jail time. Driving without …

Buying Condo Insurance

It is a common misconception that only home owners should be concerned about property insurance. Nothing could be further from the truth. Wherever your personal property resides, it should be covered against loss or damage. …

What to look for in a Health Insurance

Health insurance has become a difficult commodity to attain for many Americans, since nearly fifty million don’t have any health insurance, while millions of others are underinsured. Many of us who do have health insurance …

What affects the price of renter’s insurance?

Renter’s insurance is surprisingly affordable, with basic coverage costing about the same per month as one diner out! You can control the cost of renter’s insurance by choosing only the coverage you need. Remember, your …