Insurance Archive

Unless individuals have more money than they know what to do with they should probably insure their home. A home insurance policy is generally required if an individual has a loan or mortgage, lives in …

Getting great deals on life insurance isn’t too hard, especially if you’ve got a job, a credit union bank account and/or a mailing address or watch TV or surf the internet. 1. Find out what …

Annuities are types of insurance contracts sold to the holder of such policy by an insurance company. Payments are made to the holder of the policy at designated time periods. Generally annuities are paid after …

No more having to put your hair up in curlers, apply make-up, get dressed, style your hair and douse your head with tons of hair spray. No more having to round up the children, get …

Renter’s insurance covers the cost of your personal property in the event of a fire, smoke damage, lightening, broken windows, water damage, theft, or weather-related loss. This includes the cost of medical expenses if a …

I have read very interesting elaborations about term life and permanent life insurance and I have to tell you I do not have 20 years in the industry and I fell in love with the …

Owning a roomy condominium on a beautiful beach overlooking crystal blue-green water is steadfastly becoming a popular choice, especially among retirees and people who prefer not to maintain a yard. In addition to owning a …

One type of coverage that comes on an automobile insurance policy is collision coverage. This coverage is available in various limits, pays for damage only when another vehicle is involved and the cost of the …

Auto insurance is one of those things in life that seems like a complete waste of money, right up until you actually need it. In many states (Illinois for sure) it has been a state …

How to Compare Home Insurance Quotes When you start shopping for home insurance it is important to request several quotes from insurance providers. These quotes are free and you are not under any obligation to …

Because long-term care coverage is a relatively new insurance product, many potential policy holders don’t know what questions to ask or what bargaining points to leverage to balance affordability with comprehensive terms. With some research …

Despite the fact that 46 million Americans do not have health insurance, the costs of health care in the United States rose by 6.9% in 2008. What is more frightening is relating that to the …

What is renters insurance? Renters insurance is coverage for personal possessions and liability coverage. Renters insurance is divided into two parts, these are general coverage and liability coverage. The general coverage provides coverage for items …

The most important thing to look for in health insurance is to be sure the policy you’re considering covers all the big expenses. You simply can’t afford to be blindsided by a huge medical bill …

Renter’s insurance is necessary for anyone renting a home, whether it is an apartment or a house. Some people fear the cost of an insurance policy will be unmanageable. However, there are factors which will …

If you obtain your health insurance through your employer; you usually don’t have a lot of choices to make or worry about. You have to either take it or leave it. However, if you are …

Clearing the confusion of High Deductible Health Plans Scratching your head wondering what’s all the excitement about? Are you thinking, “a HIGH DEDUCTIBLE doesn’t sound good to me”. Let me explain in plain English, why …

Documenting one’s possessions is important especially when determining the value for insurance purposes. Documenting possessions should be done for a number of reasons. These include having a total of all the items a person has …

Ask an average American about his or her opinion on the value of health care he or she is having and the answer will be undescerning! Typical Americans are so disconnected from the actual cost …

Choosing between life insurance and annuities can be a complicated task as there are many options of both life insurance and annuities available. Both options can be as stripped down to basics or customized with …

While there are several ways to save money on life insurance, comparing different plans among different insurers is not done frequently. Typically, this is because purchasers deal with agents or sales representatives that they know. …

Health Insurance for the Independent Contractor As a working freelancer or entrepreneur, you may find yourself in many of these positions throughout your lifetime: You leave a company (or the company changes insurance plans) and …

Most of the state and private colleges and universities in the United States require their full-time students to maintain health insurance coverage during the duration of their collegiate careers. If a student does not qualify …

One click and hundreds of quotes. Online auto insurance really is that simple. On-line shopping for auto insurance has never been so simple, with the most competitive quotes for you. How can it improve your …

Having condo insurance may seem like a waste of money but it may just be the best investment you ever make. Condo owners usually pay a monthly fee to cover the cost of a master …

In order to answer the question “Should businesses be required to pay for health care insurance?” we need to back-track a little and look at the history of commerce and government in our country.  The …

If you own a car, insurance is a mandatory expense. Driving without insurance can get you into major trouble. Fair or not this is an expense you need to carry not only for your protection …

It is perfectly possible to have an unblemished driving history with not even a speeding ticket to your name, and pay a car insurance premium at a rate of up to three times higher than …

The best health insurance plan will be different for every person. No two people have the same health or financial needs. Some people need a basic package, and some need prescription coverage and medical supply …

Home insurance policies from any insurer the the United States are basically the same. They generally all provide coverage for the dwelling, contents and liability to some extent. Many insurance carriers policies come with varying …