Insurance Archive

Being able to insure the valuable papers related to your business is not a new aspect of business insurance policies. It has been around for quite some time, but like everything else in this age …

The contents of a home need to be calculated to have an idea of the amount contents coverage needed on a home insurance policy. This can be done in a variety of ways such as …

Choosing renter’s insurance coverage is as important as choosing the apartment itself. To make the right choice for you, it is important to understand the difference between Actual Cash Value (ACV)Coverage and Replacement Cost Value …

When you are considering a health insurance plan, prepare to be confused. While a good agent can help you make the best choice you can, there are unscrupulous agents whose sole purpose is to steal. …

Health insurance is so expensive because every day fewer people are paying for their health care. The people who have insurance, be it private or Medicare and the insurance companies are paying for the uninsured peoples health …

If you’re a first time buyer, purchasing a homeowner’s insurance policy seems like a daunting task. You know you need one, but you’re not sure where to look or what to look for in a …

One of the single most expensive necessities that a self employed person has to provide for themselves and their families is health insurance. The options are not good for those who go it alone. But …

A life insurance agent once suggested that a life insurance policy is a great gift for people to give to their spouses. The suggestion seemed far out, but there is some logic to this idea. …

What is Gap insurance and how to determine if you need it is an important question you need to ask when purchasing a new vehicle. Some key points will help you make this important decision. …

“The best $90 I spent in my entire life!” Can you believe that it is renter’s insurance that prompts this exclamation? I know that money is tight when you are in college, but if you …

Medicaid is a joint federal and state, need-based program that is often needed by senior citizens to pay for the catastrophic costs of nursing home expenses.  Medicaid planning involves tactics used to preserve assets while …

If one has a family history of Parkinson’s disease, Alzheimer’s or other degenerative diseases the statistical probability of requiring some kind of long-term care after a certain age increases. Other ailments than can spur the …

A home insurance quote can come from many sources but they can sometimes vary in the amount of premium to pay. The things to look for when getting a home insurance quote include the coverages …

As it is said, “you don’t know what you got till it’s gone” is very true in the case of job loss and benefits. For many, the convenience of knowing that medical coverage is there …

If you’ve been caught driving without insurance, have been convicted for driving DUI, if your drivers license has been revoked or suspended or if you’ve had too many recent traffic violations, you may need an …

For security reasons! There are many reasons health insurance is important, one good reason is peace of mind. When people don’t have peace of mind their job performance may suffer. People may even start being …

In order to create a more appealing work environment, many employers add various benefits to their compensation packages. Such benefits include employer-sponsored health coverage. Generally speaking, this coverage is a group policy or plan obtained …

Whether you are buying homeowner’s insurance for the first time, or shopping around to replace your current policy, make sure you know what you are buying. Too many people buy a policy just because their …

Imagine if any of the following happened:  a fire destroyed your apartment building or rental home; a guest fell and broke her hip in your home; or water damage forced you to live elsewhere during repairs.  …

No, businesses should not have to directly pay for health care for several reasons. First, forcing businesses to pay for health care for all employees greatly increases the cost of each worker to the business. …

The idea of not having auto insurance in this day and age is simply preposterous. Not only is it dangerous, but it is highly illegal in many states. There are certain states that allow individuals …

There is a growing debate as to whether or not insurance companies should offer a discount for physically fit patients. More and more companies have been stepping up their employee fitness programs to help overweight …

Medicare and Medicaid are two government programs that have some similarities, but are distinctly different and were created to serve different groups of people. Medicare is a federal government program. It was created to give …

Almost every night, often at multiple times, there will be a television ad for a life insurance product that requires no physical exams. Some life policies have a provision in which if you survive a …

Whether you just got a major rate increase from your health insurance company or you changed jobs and can’t afford the ridiculous rates that your company is charging you under COBRA; replacing your health coverage …

There are several simple steps you can take to reduce your auto insurance premium and save money every year. 1. Raise your deductibles. Many people have $100 or $250 deductibles on their auto insurance policies. …

For many classic car enthusiasts, the restoration process of their automobile is viewed as the final step in moving from under the covers in the garage and into the flow of traffic. However, an important …

the costs of health insurance are nothing to sneeze at. No one understands, why they have to be so high. All they do, is put a huge dent in the budget and keep on rising. …

College students are rocks! They’re tough, so they don’t need a health plan! It may be true that some college students believe this of themselves, but the reality is the opposite. College students need health …

Let us suppose that you just went into business for yourself. One of the major issues you will face is what insurance to choose. How will you find out what is available? How will you …