Insurance Archive

Comparing Wisconsin Auto Insurance Online

Shopping for car insurance is something most people hate doing. Often the process is long and tiresome, guaranteed to make it an Excedrin night. Wisconsin law requires that all registered vehicles in the state carry auto …

Why is Health Insurance so Expensive

With medical expenses in America equivalent to 15.3 % verses 11.6% in Switzerland, 9.9 % in Canada, and 8.3% in the United Kingdom (figures are from OECD Health Data, 2006), it is clear the Americans …

Affordable Life Insurance

Life insurance plans come in many forms with varying pricing on each. Some Life insurance plans come in the form of whole life, term life and simplified issue. Depending on the type of life insurance …

What is Collision Insurance

Any one who shops for car insurance should become familiar with the term collision insurance. It is understandable that  people worry about keeping  the premium down, and so are tempted to request the least coverage possible for the …

How to Protect your Property

Home insurance serves many purposes, but its primary function is to protect your property from loss due to damage or theft. There are many ways insurance is used to protect an individual’s property. These include …

Mobile Home Insurance Policies

The process of purchasing an insurance policy for a manufactured or mobile home is basically the same as buying a standard homeowner’s policy, with just a few exceptions. Every homeowner’s insurance policy should have coverage …

Purchasing Car Insurance for the first Time

Purchasing car insurance for the first time. There are many reasons to research the purchase of insurance for the first time…among the most important to probably everyone would be the cost of the insurance. THEN …

Medicare Supplements Versus Advantage Plans

If you’re reading this, it’s probably because you know about Medicare supplements but keep hearing about Medicare Advantage plans and wondering whether they’re legitimate. I assure you, they are legitimate, they’re just a different way …

Cobra Obra Cal Cobra

While there are similarities between COBRA, OBRA, and Cal-COBRA, the differences exists. The initials for COBRA represent the Consolidated Omnibus Budget Reconciliation Act, OBRA represents the Omnibus Budget Reconciliation Act, and Cal-COBRA is the programme …

Easy Ways to Save Money on Car Insurance

If your car insurance premium went up again, it may be time to call your insurance agent to review your policy. Your agent can often find ways to save cost without sacrificing important coverage. Ask …

AAA Membership is it Worth it

The most important thing you have when you climb into you car to drive, and that is AAA membership. I have been a member for 5 years. Last year I found out why I will …

When Insurance is Prudent

The fundamental principle of insurance – sharing risks and ensuring protection of valuables – remains the same, whether it’s compulsory to have or not. It’s common knowledge, that having insurance can alleviate a person’s concern …

Basics of no Medical Exam Life Insurance

Life Insurance without a Medical. The first thing that you need to know about life insurance is that it is very expensive. You are paying for risk cover for which an insurer will probably never …

What you need to know about Medicaid

What you need to know about Medicaid. First, that it is funded by the US government but is run by each individual state. The states are given some very basic guidelines about who should be …

Medicare Payors Reform Act

Hopefully, we’ll all live long enough to worry about Medicare. That being said, would you want an amount of $1810.00 available per year, or an unlimited amount available to you as an elderly, retired person? …

What to look for in a Health Insurance

Much as we’d like to think otherwise, the human body is not invincible. It can fall victim to illness or accident. Most often, it succumbs to the daily wear and tear of life. Obtaining the …