Insurance Archive

Shopping for car insurance is something most people hate doing. Often the process is long and tiresome, guaranteed to make it an Excedrin night. Wisconsin law requires that all registered vehicles in the state carry auto …

Since one of my jobs involves working in a pharmacy I see HIPAA in action on a daily basis. What HIPAA does in its most basic form is protect your privacy by allowing only the …

Renter’s insurance is a very important asset to have when residing within a town house or apartment. Often, it may seem as if the insurance that the landlord has on the building is enough, however, …

With medical expenses in America equivalent to 15.3 % verses 11.6% in Switzerland, 9.9 % in Canada, and 8.3% in the United Kingdom (figures are from OECD Health Data, 2006), it is clear the Americans …

Whether you own a condominium or rent an apartment, living in a multi-tenancy building brings with it new and unique insurance requirements. Insurance is there for when bad things happen, and when bad things happen …

Life insurance plans come in many forms with varying pricing on each. Some Life insurance plans come in the form of whole life, term life and simplified issue. Depending on the type of life insurance …

Any one who shops for car insurance should become familiar with the term collision insurance. It is understandable that  people worry about keeping  the premium down, and so are tempted to request the least coverage possible for the …

The government is not the savior and cure for all our problems. When are people going to take responsibility for themselves? This includes helping those who are less fortunate. If we all helped our neighbor …

You may have heard before that having a driver’s license is an important fact when you are shopping for life insurance. Insurance companies treat driving merely as another way of exposing your life to risk. …

Annual travel insurance: who should have it and why? The answer to the first question is fairly straight forward but the answer to the second holds many component parts. Travel insurance generally covers the policy …

Florida may be the Sunshine State, but California is where the real sunshine is. This golden state is where you can go swimming and surfing in the south, then hit the vineyards and skiing up …

There is no hotter topic in the health insurance debate than that of prescription drug benefits. The issue is an ever-changing morass, both for those who are covered by employer plans, but can’t get certain …

Home insurance serves many purposes, but its primary function is to protect your property from loss due to damage or theft. There are many ways insurance is used to protect an individual’s property. These include …

One of the reasons the health care industry in the United States is in such dire straits is because of the upside-down medical billing practices. About fifteen years ago, I had a hysterectomy. My hospital …

The process of purchasing an insurance policy for a manufactured or mobile home is basically the same as buying a standard homeowner’s policy, with just a few exceptions. Every homeowner’s insurance policy should have coverage …

I sit behind the phone and talk to people all day about insurance. The links provided in these articles are all an excellent source of information. Before you compare one plan to another, list the …

How to Choose the Right Level of Renter’s Insurance for You Congratulations for considering this very important coverage. Most tenants believe they are covered under their landlord’s policies. This is not so. The landlord’s policies …

Purchasing car insurance for the first time. There are many reasons to research the purchase of insurance for the first time…among the most important to probably everyone would be the cost of the insurance. THEN …

“From January – December 2007, the FTC received over 800,000 consumer fraud and identity theft complaints. Losses were reported to be in excess of $1.2 billion. Credit card fraud was the most reported at 23%.” …

Of course, children and students should have a guarantee of equal, if not better health and dental coverage than prisoners. All my life I could think of no greater place on earth to live other …

If you’re reading this, it’s probably because you know about Medicare supplements but keep hearing about Medicare Advantage plans and wondering whether they’re legitimate. I assure you, they are legitimate, they’re just a different way …

While there are similarities between COBRA, OBRA, and Cal-COBRA, the differences exists. The initials for COBRA represent the Consolidated Omnibus Budget Reconciliation Act, OBRA represents the Omnibus Budget Reconciliation Act, and Cal-COBRA is the programme …

If your car insurance premium went up again, it may be time to call your insurance agent to review your policy. Your agent can often find ways to save cost without sacrificing important coverage. Ask …

The most important thing you have when you climb into you car to drive, and that is AAA membership. I have been a member for 5 years. Last year I found out why I will …

I was watching ESPN today, and there was a gentleman who was promoting a new kind of insurance. I couldn’t believe my ears when I heard that he was selling fantasy football insurance. Yes, you …

The fundamental principle of insurance – sharing risks and ensuring protection of valuables – remains the same, whether it’s compulsory to have or not. It’s common knowledge, that having insurance can alleviate a person’s concern …

Life Insurance without a Medical. The first thing that you need to know about life insurance is that it is very expensive. You are paying for risk cover for which an insurer will probably never …

What you need to know about Medicaid. First, that it is funded by the US government but is run by each individual state. The states are given some very basic guidelines about who should be …

Hopefully, we’ll all live long enough to worry about Medicare. That being said, would you want an amount of $1810.00 available per year, or an unlimited amount available to you as an elderly, retired person? …

Much as we’d like to think otherwise, the human body is not invincible. It can fall victim to illness or accident. Most often, it succumbs to the daily wear and tear of life. Obtaining the …