CITIZENS BANK
Citizens Bank also known as Citizens Financial Group has 1,600 office. Citizens Bank’s are located are on the East coast in New York, Connecticut, Massachusetts, Pennsylvania, Rhode Island and Vermont.
Citizens Bank was established in 1828 originally called the “High Street Bank” in Rhode Island. In 2007 they partnered with several other banks including: Charter One, First National and Great bank.
They offer five types of checking accounts beginning with the basic checking account and ending with the combination checking/savings account.
1) PERSONAL CHECKING ACCOUNT WITH INTEREST
– Minimum $50 to open an account
– No monthly fee if you maintain a balance of $1,000 ( under a thousand is $10.)
– Free online banking and Bill pay
– Free debit card with rewards (1 point for every dollar spent)
2) GREEN CHECKING ACCOUNT
– Minimum $50 to open account
– No minimum balance
– No monthly fee
– Free online banking and Bill pay
– Free debit card with rewards (1 point for every 1 dollar spent)
– NO interest account
3) CIRCLE GOLD CHECKING WITH INTEREST
– Minimum to open $100
– Monthly fee $20 (for balances over $20,000 no monthly fee)
– Earned interest is currently 1.90%
– Free checks
– Overdraft protection
– Free debit card with rewards ( 1 point for every 1 dollar spent)
– Free online banking and Bill pay
– No fee money orders, cashier checks, travelers checks
– Free ATM withdrawals at ANY bank or ATM machine
– Free safe deposit box
* This checking account is best used with one or more accounts to maintain the $20,000 minimum. Accounts can include savings, retirement, CD’s or mortgages.
4) CIRCLE CHECKING WITH INTEREST
– Minimum $100 to open account
– $7,500 balance maintained or a $15 monthly fee
– Interest is currently .25%
– Offers all the same benefits as the Gold Account
* Follows along the same guidelines as the Gold account for combined accounts.
5) CIRCLE CHECKING ACCOUNT
– Minimum $100 to open account
– $5,000 balance maintained or a $15 monthly fee
– Offers all the benefits from the above accounts
– NO interest offered on this checking account
If you live on the East coast Citizens bank is a good choice. I banked with them for several years. They have an excellent customer service center and I never had a problem with them.
Sources Per Helium Requirments
www.firstcitzens.com
www.citizensbank.com